social inclusion

社会包容
  • 文章类型: Journal Article
    背景:提供包容性,为所有儿童提供优质教育是联合国2030年可持续发展目标之一。
    目的:本研究的目的,在法国对491名3至18岁残疾儿童的父母进行了调查,并在普通学校就读,是衡量儿童的福祉和社会包容,并确定促进学校福祉和社会包容的因素。
    方法:父母填写与孩子的福祉和社会包容有关的各种问卷,他们与老师的关系质量以及他们对学校提供的住宿的满意度。他们还提供有关其子女及其社会经济状况的信息。
    结果:回归分析表明,幸福感和社会包容性取决于儿童残疾的性质,并随着年龄的增长而下降,但不明显取决于儿童的性别和学术水平或社会背景。此外,当家长与教师的关系和学校住宿的质量令人满意时,福祉和社会包容可以显着改善。
    结论:这项研究的结果鼓励发展优质的家长-教师关系,以促进学校的福祉。
    BACKGROUND: Providing inclusive, quality education for all children is one of the United Nations\' sustainable development goals for 2030.
    OBJECTIVE: The aim of this study, carried out in France among 491 parents of children with a disability aged 3 to 18 and enrolled in ordinary schools, is to measure the well-being and social inclusion of children and to identify the factors that promote well-being and social inclusion at school.
    METHODS: The parents fill in various questionnaires relating to the well-being and social inclusion of their child, the quality of their relationship with the teacher and their satisfaction with the accommodations offered at school. They also provide information about their child and their socio-economic situation.
    RESULTS: Regression analyses show that well-being and social inclusion depend on the nature of the child\'s disability and decrease with age but do not significantly depend on child\'s gender and academic level or social background. Furthermore, well-being and social inclusion can be significantly improved when the quality of the parent-teacher relationship and school accommodations are satisfying.
    CONCLUSIONS: The results of this study encourage the development of quality parent-teacher relationships to promote well-being at school.
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  • 文章类型: Journal Article
    背景:大多数患有严重精神疾病(SMI)的人强烈喜欢独立生活而不是生活在机构中。独立支持住房(ISH)为SMI患者提供住房修复。然而,大多数需要住房康复的人都住在机构住房环境中(住房康复照常:HAU)。我们调查了从长远来看,哪种住房康复设置对哪个变量有效,以支持服务用户对两种住房康复设置形成知情偏好。
    方法:我们进行了一项为期两年的纵向观察性非劣效性研究,以测试ISH在改善参与者社会包容性方面的有效性,生活质量,情感社会支持,能力,症状严重程度,功能,服务利用率和成本。参与者在基线和6次之后进行评估,十二,还有24个月.计算混合效应模型来测试组间和组内效应。
    结果:该研究包括83名ISH(n=31)和HAU(n=52)康复机构的参与者,平均年龄为36.2岁。大多数参与者是男性(64%),患有原发性精神病或精神分裂症(35%)或情感诊断(24%)。在研究期间,ISH参与者显著改善了他们的生活质量(β=0.54;95%CI:0.26-0.82),症状(β=-0.32;95%CI:-0.60至-0.03),和能力(β=4.46;95%CI:0.14至8.77),精神病住院率下降(p=0.04)。HAU参与者改善了他们的生活质量(β=0.40;95%CI:0.12至0.69)。ISH的住房和康复支持费用几乎是HAU的一半。
    结论:ISH已被证明比HAU便宜得多,并且与一些改善相关,如减少精神病住院和提高生活质量。因此,我们的研究结果强烈主张以偏好为导向提供住房康复服务,并终止SMI患者的制度化。
    背景:该研究于2018年12月4日在ClinicalTrials.gov(NCT03815604)注册。
    BACKGROUND: Most individuals with severe mental illness (SMI) strongly prefer independent living over living in an institution. Independent Supported Housing (ISH) provides housing rehabilitation for persons with SMI in their accommodations. However, most individuals who need housing rehabilitation live in institutional housing settings (housing rehabilitation as usual: HAU). We investigated which housing rehabilitation setting is effective on which variable in the long term to support service users to form an informed preference for either housing rehabilitation setting.
    METHODS: We conducted a two-year longitudinal observational non-inferiority study to test the effectiveness of ISH in improving participants\' social inclusion, quality of life, emotional social support, capabilities, symptom severity, functioning, service utilisation and costs. Participants were assessed at baseline and after six, twelve, and 24 months. Mixed effects models were computed to test between-group and within-group effects.
    RESULTS: The study included 83 participants in ISH (n = 31) and HAU (n = 52) housing rehabilitation settings with a mean age of 36.2 years. Most participants were male (64%) and had a primary psychotic or schizophrenic (35%) or an affective diagnosis (24%). During the study, ISH participants significantly improved their quality of life (β = 0.54; 95% CI: 0.26 to 0.82), symptoms (β = -0.32; 95% CI: -0.60 to -0.03), and capabilities (β = 4.46; 95% CI: 0.14 to 8.77) and decreased psychiatric hospitalisations (p = 0.04). HAU participants improved their quality of life (β = 0.40; 95% CI: 0.12 to 0.69). Housing and rehabilitation support costs were almost half with ISH than with HAU.
    CONCLUSIONS: ISH has been shown to be much less expensive than HAU and was associated with several improvements like reduced psychiatric hospitalisations and improved quality of life. Therefore, our findings strongly argue for a preference-driven provision of housing rehabilitation services and to end the institutionalisation of persons with SMI.
    BACKGROUND: The study was registered on December 04, 2018, at ClinicalTrials.gov (NCT03815604).
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  • 文章类型: Journal Article
    尽管公众对专业人士的认识有所提高,残疾人的融合,他们在就业方面遇到的困难比非残疾人更多。
    这项研究的目的是从法国私营和公共部门雇主的角度更好地了解雇用和留住残疾人的障碍和促进者。
    这是一项定性研究,使用半结构化访谈对42名来自公共机构或私营公司的雇主进行访谈。报告定性研究的综合标准被用作确保准确和完整报告研究的指南。
    在障碍中我们发现1.关于残疾的刻板印象仍然存在,仍然与较低的生产率和危险行为相关;2.残疾与被认为过高的成本相关;3.残疾人管理被视为一种行政负担。4.包容的颠簸。我们还强调了主持人,如1。公共部门是一个更有利的环境2。雇主雇用残疾人的个人动机;3.工作教练的支持被视为有力的促进者。
    雇用残疾人的决定取决于许多个人,社会和组织因素。这项研究有助于更好地了解他们之间的相互关系,并有助于制定更有效的包容残疾人的战略。
    UNASSIGNED: Despite increased public awareness of the professional, integration of people with disabilities, they encounter more difficulties than their non-disabled counterparts in accessing employment.
    UNASSIGNED: The aim of this study was to gain a better understanding of the barriers and facilitators to hiring and retaining people with disabilities from the perspective of employers in the private and public sector in France.
    UNASSIGNED: This was a qualitative study using semi-structured interviews with forty-two employers from public structures or private companies. The Consolidated Criteria for Reporting Qualitative Research was used as a guideline to secure accurate and complete reporting of the study.
    UNASSIGNED: Among barriers we found that 1. Stereotypes persist about disability, still associated with lower productivity and dangerous behaviour; 2. Disabilities were associated with costs that were considered too high; 3. Disabilities management was seen as an administrative burden. 4. The bumps of inclusion. We also highlighted facilitators such as 1. A public sector is a more favourable environment 2. Employer\'s personal motivation to hire people with disabilities; 3. The support by Job Coaches was seen as a powerful facilitator.
    UNASSIGNED: The decision to hire people with disabilities depends on many personal, societal and organisational factors. This study has contributed to a better understanding of their interrelationships and could be useful in developing more effective strategies for the inclusion of people with disabilities.
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  • 文章类型: Journal Article
    近年来,机器学习(ML)模型在各个领域的发展都有了显著的增长,例如图像和声音识别以及自然语言处理。他们需要用足够大的数据集来训练,确保预测或结果尽可能准确。当涉及到音频识别的模型时,特别是检测汽车喇叭,通常不会考虑实际流量中可能存在的不同场景的特殊性来构建数据集,仅限于随机角的集合,其来源有时是从音频流站点收集的。在针对喇叭检测定制的数据上训练的ML模型具有相关的益处。一个显着优势是在配备嵌入式模型的智能手机和智能手表中可能实现喇叭检测,以帮助听力受损的人在驾驶时并在潜在危险情况下提醒他们。促进社会包容。鉴于这些考虑,我们专门为汽车喇叭开发了一个数据集。这个数据集有1,080个一秒长。wav音频文件分为两类:喇叭和不喇叭。数据收集遵循精心制定的协议,旨在涵盖真实交通环境中的不同场景。考虑所涉及车辆之间的不同相对位置。该协议定义了十个不同的场景,在接收喇叭的汽车中包含变量,包括内部对话,音乐,打开或关闭窗户,发动机状态(打开或关闭),以及汽车是静止的还是运动的。此外,与车辆发出喇叭相关的场景有变化,比如它的相对位置,旁边,或者在接收车辆的前面-以及使用的喇叭类型,其中可能包括短鸣喇叭,一个长时间的,或者三个快速鸣喇叭的节奏模式。数据收集过程从位于接收车辆内的两台智能手机上的同时录音开始,在每个设备上的单个音频文件中捕获所有场景。在受控区域定义了一条400米的路线,所以录音可以安全进行。对于每个已建立的场景,这条路线在车辆之间的不同位置覆盖着不同类型的喇叭,,然后在下一个场景中重新启动路由。在收集阶段之后,数据预处理涉及手动切割多个一秒窗口配置文件中的每个喇叭声音,将它们保存在PCM立体声中。具有16位深度和44.1kHz采样率的wav文件。对于每个喇叭剪裁,进行了相应的非喇叭剪切,确保一个平衡的模型。这个数据集被设计用于各种机器学习算法,是否用于检测带有二进制标签的喇叭,或通过考虑文件命名法重新排列标签来对不同图案的喇叭进行分类。在技术验证中,使用卷积神经网络进行分类,该卷积神经网络使用来自数据集音频的频谱图进行训练,在100个训练模型中实现89%的平均准确率。
    In recent years, there has been significant growth in the development of Machine Learning (ML) models across various fields, such as image and sound recognition and natural language processing. They need to be trained with a large enough data set, ensuring predictions or results are as accurate as possible. When it comes to models for audio recognition, specifically the detection of car horns, the datasets are generally not built considering the specificities of the different scenarios that may exist in real traffic, being limited to collections of random horns, whose sources are sometimes collected from audio streaming sites. There are benefits associated with a ML model trained on data tailored for horn detection. One notable advantage is the potential implementation of horn detection in smartphones and smartwatches equipped with embedded models to aid hearing-impaired individuals while driving and alert them in potentially hazardous situations, thus promoting social inclusion. Given these considerations, we developed a dataset specifically for car horns. This dataset has 1,080 one-second-long .wav audio files categorized into two classes: horn and not horn. The data collection followed a carefully established protocol designed to encompass different scenarios in a real traffic environment, considering diverse relative positions between the involved vehicles. The protocol defines ten distinct scenarios, incorporating variables within the car receiving the horn, including the presence of internal conversations, music, open or closed windows, engine status (on or off), and whether the car is stationary or in motion. Additionally, there are variations in scenarios associated with the vehicle emitting the horn, such as its relative position-behind, alongside, or in front of the receiving vehicle-and the types of horns used, which may include a short honk, a prolonged one, or a rhythmic pattern of three quick honks. The data collection process started with simultaneous audio recordings on two smartphones positioned inside the receiving vehicle, capturing all scenarios in a single audio file on each device. A 400-meter route was defined in a controlled area, so the audio recordings could be carried out safely. For each established scenario, the route was covered with emissions of different types of horns in distinct positions between the vehicles, and then the route was restarted in the next scenario. After the collection phase, the data preprocessing involved manually cutting each horn sound in multiple one-second windowing profiles, saving them in PCM stereo .wav files with a 16-bit depth and a 44.1 kHz sampling rate. For each horn clipping, a corresponding non-horn clipping in close proximity was performed, ensuring a balanced model. This dataset was designed for utilization in various machine learning algorithms, whether for detecting horns with the binary labels, or classifying different patterns of horns by rearranging labels considering the file nomenclature. In technical validation, classifications were performed using a convolutional neural network trained with spectrograms from the dataset\'s audio, achieving an average accuracy of 89% across 100 trained models.
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  • 文章类型: Journal Article
    这项研究调查了乌克兰大学的包容性状况,在国家正在进行的社会政治变革中,关注大学工作人员的看法。在这里,我们报告了820名来自各种专业角色的工作人员的看法,包括学术,管理,和支持位置,这项研究通过不同的镜头探索包容性,包括工作经验,与残疾学生的互动,以及对弱势群体的自我认同。大多数受访者评估了中等到高度的包容性,表明对这些机构内部包容性做法的积极总体展望。值得注意的是,不同的职业角色对包容性的看法略有不同,学术人员的感知包容性水平略低于同行。然而,这些变化在统计上并不显著,建议跨员工类别的统一看法。此外,研究显示,与残疾学生合作的个人经验并没有实质性改变员工对包容性的看法。同样,对弱势群体的自我认同只会对这些感知产生轻微影响。这表明,虽然个人经历和身份是包容性感知的因素,他们的影响并没有太大的不同。这项研究有助于理解高等教育的包容性,特别是在经历重大社会和政治变化的环境中。
    This study investigates the state of inclusivity in Ukrainian universities, focusing on the perceptions of university staff amid the country\'s ongoing sociopolitical transformations. Here we report on the perceptions of 820 staff members from various professional roles, including academic, management, and support positions, this research explored inclusivity through diverse lenses, encompassing work experience, interactions with students with disabilities, and self-identification with vulnerable groups. Most respondents assessed a moderate to high level of inclusivity, indicating a positive overall outlook on inclusive practices within these institutions. Notably, perceptions of inclusivity vary slightly across different professional roles, with academic staff expressing a marginally lower level of perceived inclusivity than their counterparts. However, these variations are not statistically significant, suggesting a uniform perception across staff categories. Furthermore, the study revealed that personal experience in working with students with disabilities does not substantially alter staff perceptions of inclusivity. Similarly, self-identification with vulnerable groups only marginally influences these perceptions. This suggests that while individual experiences and identities are factors in inclusivity perceptions, their impact is not profoundly different. This research contributes to understanding inclusivity in higher education, particularly within environments undergoing significant social and political changes.
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  • 文章类型: Journal Article
    在不断变化的社会中,促进老年人积极和健康的老龄化是一个紧迫的问题,需要职业治疗师以及整个社会的新方法。
    从利益相关者的角度探索促进老年人社会参与的可能性。
    采用了定性设计。18个关键线人,从事支持老年人作为专业人员或志愿者的组织角色,参加了五个不同的焦点小组讨论。
    结果涉及两个总体主题,这些主题反映了对关键线人促进老年人社会参与的可能性的不同观点。第一个主题描述了他们如何将注意力集中在组织中的角色上,以在自己的背景下促进社会参与。第二个主题描述了更广泛的社会观点,这些观点旨在为不同利益相关者之间的合作和知识共享建立共同基础。
    研究结果强调了应对共同挑战和发展合作对促进老年人的社会参与至关重要。因此,有必要让决策者和决策者参与进来。职业治疗师和研究人员应考虑职业正义的价值,以推动集体和社会方法。
    UNASSIGNED: Fostering social participation for active and healthy ageing among older adults is an urgent issue in a changing society that requires new approaches from occupational therapists as well as from society at large.
    UNASSIGNED: To explore possibilities to foster social participation for older adults in society from the perspective of stakeholders.
    UNASSIGNED: A qualitative design was applied. 18 key informants, engaged in supporting older adults in their organisational roles as either professionals or volunteers, participated in five different focus groups discussions.
    UNASSIGNED: The results involved two overarching themes that reflects different perspectives on key informants\' possibilities to foster social participation for older adults. The first theme describes how they direct their attention towards their roles within the organisations to foster social participation in their own context. The second theme describes the broader societal perspectives that they address to establish a common ground for collaboration and knowledge-sharing among different stakeholders.
    UNASSIGNED: The findings emphasise how addressing common challenges and developing collaboration are essential to foster older adults\' social participation. It is therefore necessary to involve policy-makers and decision-makers. Occupational therapists and researchers should consider the value of occupational justice to drive collective and social approaches.
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  • 文章类型: Journal Article
    自适应桨板提供了具有许多健康益处的户外休闲体育活动(LTPA)机会(例如,身体活动,减少压力,社会参与)。然而,近50%的残疾人没有参加任何LTPA。LTPA参与的质量影响可持续遵守,同时优化参与者体验。魁北克市提供了一个经过调整的桨板计划,对于身体残疾的成年人,但对参与者如何看待他们的参与质量知之甚少。这项研究旨在描述残疾人在适应的paddleboard计划中的参与质量,并探索他们的战略建议,以支持有意义的参与该计划。
    进行了人种学混合方法设计,包括13周计划期间的参与者观察和基于质量支持参与框架(QPPF)的半结构化访谈。收集了参与体验方面的测量(MeEAP)问卷。定性数据采用混合数据分析方法,定量数据采用描述性统计方法。
    9名具有各种残疾(42±15岁)的参与者(8F)参加了这项研究。参与质量的新兴维度包括归属感和自主性。确定了参与的促进者,例如通过志愿者提供自治支持和提供适应性设备。参与的障碍包括获得水和个人挑战的程度。改善参与度的建议策略包括靠近停车场的水通道以及不同技能水平的多个小组。
    参与者表达了高质量的参与适应板。该研究允许发展有关条件的知识,以增强参与户外LTPA的体验。适应板是一种越来越受欢迎的活动,可以适应残疾人的物质和环境住宿,以实现和增强户外休闲体育活动(LTPA)的参与。几位主持人,例如网站的安全性或团体创建的社会支持,提高休闲体育活动(LTPA)的体验质量,包括适应的桨板;因此,支持体育活动实践中的可持续坚持,幸福和社会参与。有必要进一步实践LTPA的机会,例如在公共空间中进行调整的桨板,以促进社会包容。
    UNASSIGNED: Adapted paddleboard provides an outdoor leisure-time physical activities (LTPA) opportunity with many health benefits (e.g., physical activity, reduced stress, social engagement). However, nearly 50% of individuals with disabilities do not participate in any LTPA. Quality of LTPA participation influences sustainable adherence, while optimizing participant experiences. An adapted paddleboard program is offered in Quebec City, for adults with physical disabilities, but little is known about how participants perceive their quality of participation. This study aimed to describe individuals with disabilities\' perceived quality of participation in the adapted paddleboard program, and to explore their suggestions of strategies to support meaningful engagement in the program.
    UNASSIGNED: An ethnographic mixed-methods design was conducted, consisting of participant observations during the 13-week program and semi-structured interviews based on the Quality Parasport Participation Framework (QPPF). Measure of Experiential Aspects of Participation (MeEAP) questionnaire were collected. A mixed approach of data analysis was used for qualitative data and descriptive statistics were conducted for quantitative data.
    UNASSIGNED: Nine participants (8F) with various disabilities (42±15 years old) participated in the study. Emergent dimensions of quality of participation included belongingness and autonomy. Facilitators to participation were identified, such as autonomy support through volunteers and provision of adaptive equipment. Barriers to participation included water access and level of individual challenge. Suggested strategies to improve engagement included water access closer to parking and multiple groups for variable skill levels.
    UNASSIGNED: Participants expressed high-quality of participation in adapted paddleboarding. The study allows the development of knowledge about conditions that enhance the experience of participating in outdoor LTPA.
    Adapted paddleboard is an increasingly popular activity that can be adapted with material and environmental accommodations for people with disabilities to enable and enhance participation in outdoor leisure-time physical activities (LTPA).Several facilitators, such as the safety of the site or the social support created by the group, enhance quality of experience in leisure-time physical activities (LTPA) including adapted paddleboard; therefore, support sustainable adherence in the practice of physical activities, well-being and social participation.Further opportunities to practice LTPA such as adapted paddleboard in a public space to promote social inclusion are necessary.
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  • 文章类型: Journal Article
    正义,Equity,多样性,Inclusion,和所属(JEDIB)委员会成立于2022年,以支持卫生人文联盟的多样性和包容性,并推进医学和卫生人文领域的公平和包容性最佳实践。这篇论坛论文描述了我们第一年的工作,包括参与者主导的承诺声明制作和战略规划。健康人文特定的JEDIB工作在关于残疾正义的论文中详细描述;性别,性别,性,和生殖正义;从非殖民化的角度来看,土著。作者为其他组织和机构提供了可转让的技术,特别关注医疗保健和卫生专业教育。另一篇文章分析了美国的机构和人口统计数据,表明作为一个学术项目,健康人文提供了强大的指标,显着促进学生的多样性和包容性的成功在高等教育和医学教育。论坛最后反思了加入公平和包容的工作,以及可以出现哪些新的优先事项和意识来为健康公平奖学金和认知正义提供信息。
    The Justice, Equity, Diversity, Inclusion, and Belonging (JEDIB) committee formed in 2022 in order to support diversity and inclusion in the Health Humanities Consortium and to advance best practices for equity and inclusion in the field of medical and health humanities. This Forum Essay describes our first year of work, including participant-led commitment statement crafting and strategic planning. Health humanities-specific JEDIB work is described in detail in essays about disability justice; gender, sex, sexuality, and reproductive justice; and Indigeneity from a decolonial standpoint. The authors offer transferable techniques for other organizations and institutions with particular attention to heath care and health professions education. Another essay analyzes US institutional and demographic data to show that as an academic program, health humanities gives robust indicators of contributing significantly to student diversity and inclusive success in higher education and medical education. The Forum closes with a reflection on joining the work of equity and inclusion and what new priorities and awareness can emerge to inform health equity scholarship and epistemic justice.
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  • 文章类型: Journal Article
    随着人口趋势凸显农业社区年龄金字塔的倒置,65岁及以上的人口构成全球农业人口增长最快的亚组,这篇文章强调了一种针对老年农民的社会倡议,叫做农民院子,体现价值观,和农民晚年的愿望,这有助于根据世界卫生组织(WHO)的指导方针在农业中创造一个对年龄友好的环境。通过为老年农民提供持续社会参与和参与农业社区的平台,这一社会倡议符合促进积极健康老龄化的原则,从而在以后的生活中对他们的心理健康和福祉做出积极贡献。在这样做的时候,Farmer\'sYards正在帮助解决欧盟委员会最近的呼吁,即更加重视提供创造性机制,通过社会政策提高老年农民的生活质量。本文概述了这一社会倡议的试点阶段,在爱尔兰西部的牲畜市场(拍卖市场)举行,展示了农民的院子如何通过帮助老年农民保持合法的社会联系来加强玛特作为农村地区社会活动中心的长期地位和声誉,合议,以及与各自地区同龄人的同志关系,反过来,在以后的生活中与社会孤立和孤独作斗争。随后概述了未来研究和扩大农场主院子的建议。
    With demographic trends highlighting an inversion of the farming community age pyramid, with those aged 65 years and over constituting the fastest growing subgroup of the farming population globally, this article highlights a social initiative for older farmers called Farmer\'s Yards, embodying values, and aspirations pertinent to farmers in their later years, that is helping to create an age-friendly environment in farming in line with World Health Organisation (WHO) guidelines. By providing older farmers with a platform for sustained social engagement and inclusion within the farming community, this social initiative aligns with principles promoting active and healthy aging, thereby contributing positively to their mental health and wellbeing in later life. In doing so, Farmer\'s Yards is helping to address recent calls by the European Commission for an increased emphasis on the delivery of creative mechanisms that enhance the quality of life of older farmers through social policy. The pilot phase of this social initiative outlined in this article, held in a Livestock Mart (Auction Market) setting in the west of Ireland, demonstrates how Farmer\'s Yards can strengthen Mart\'s long-standing position and reputation as centres of social activity within rural areas by helping older farmers maintain legitimate social connectedness, collegiality, and comradeship with their peers in advancing age in their respective regions, and in turn, combat social isolation and loneliness in later life. Recommendations for future research and on the expansion of Farmer\'s Yards are subsequently outlined.
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  • 文章类型: Journal Article
    在本文中,我们考察了治理对社会包容(SI)、信息和通信技术基础设施(ICT),和46个国家的金融包容性(FI),代表2010年至2020年的全球样本范围。我们从国际货币基金组织的金融准入调查中收集数据,并构建了多维FI指数。根据FI指数,我们将样本分为两个子样本(中高水平和低水平FI国家)。对于经验,我们采用面板校正的标准误差,完全修改普通最小二乘和动态普通最小二乘技术。我们发现SI与FI呈负相关。ICT基础设施对FI产生积极影响。Further,我们发现,拥有健全的ICT基础设施和具有社会包容性的社区的治理增强了FI。子样本的发现与全样本结果相似,除了在高财务包容性经济体中SI和治理的促进作用。此外,治理和ICT基础设施的相互作用术语在财务包容性高的经济体中微不足道,而在财务包容性低的经济体中具有负面影响。我们的研究报告了新的发现,这些发现对政策制定者和金融机构有效制定和实施加强制度基础的新政策具有重大影响。发展数字银行基础设施,提高SI以提高FI并确保可持续的经济增长。
    In this paper, we examine the Moderating Role of Governance on the Relationships between social inclusion (SI), Information and communication technology infrastructure (ICT), and financial inclusion (FI) in 46 countries representing a global sample span from 2010 to 2020. We collect the data from the IMF\'s financial access survey and construct a multidimensional FI index. Based on the FI index, we divide the sample into two sub-samples (med-high level and low-level FI countries). For the empirics, we employed panel-corrected standard errors, fully modified ordinary least squares and dynamic ordinary least squares techniques. We find that SI is negatively related to FI. ICT infrastructure positively influences FI. Further, we find that governance with sound ICT infrastructure and socially inclusive communities enhances FI. The findings of sub-samples are similar to the full sample results except for a promoting effect of SI and governance in the case of med-high financially inclusive economies. Moreover, the Interaction term of governance and ICT infrastructure is insignificant in med-high financially inclusive economies and negatively significant in low financially inclusive economies. Our study reports novel findings which have significant implications for policymakers and financial institutions to effectively develop and implement new policies which strengthen the institutional base, develop digital banking infrastructure, enhance SI to boost up FI and ensure sustainable economic growth.
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