目标:个人医生财务是一个被忽视的压力来源,它对居民的健康产生负面影响,而正规的财务教育往往被排除在医疗培训之外。本研究试图(1)评估对金融素养的看法,(2)确定跨住院医师计划纳入的金融教育水平,(3)评估居民用于获取个人理财信息的资源。
方法:对2012年1月至2022年1月在MEDLINE发表的文章进行系统的文献检索,EMBASE,和Cochrane数据库在2022年2月进行]。搜索词的组合包括:(金融知识或债务)和(住院医师或研究生医学教育)。主要成果指标包括居住期间对金融知识的认识以及居住期间纳入的金融教育类型。次要结果包括用于获得财务教育的资源。
方法:本系统综述纳入了23项研究,共评估了5146名居民。
结果:42%至79%的居民在调查中回答他们对金融的理解“低于平均水平”,投资,和储蓄,他们觉得没有准备好处理未来的财务决策。79%至95%的受访者同意在住院医师培训期间应教授个人理财。纳入的研究还表明,居民通过个人研究寻求教育,通过一个家庭成员,或通过参加外部财务规划研讨会或课程。
结论:这项研究表明,大多数居民在做出财务决策时感到准备不足,应在其住院医师培训期间纳入正规的财务教育。教育居民可以帮助减轻经济压力,从而改善医生的福祉,减少损耗,并导致更好的病人护理。
方法:IV.
Personal physician finance is an overlooked source of stress that negatively impacts resident wellbeing with formal financial education often left out of medical training. This study attempts to (1) evaluate the perceptions of financial
literacy, (2) determine the level of financial education incorporated across residency programs, and (3) evaluate the resources that residents utilize to obtain information about managing their personal finances.
A systematic literature search of articles published between January 2012 to January 2022, in the MEDLINE, EMBASE, and Cochrane databases was performed during February 2022]. The combination of search terms included: (financial
literacy OR debt) AND (residency OR graduate medical education). The primary outcome measures included the perception of financial
literacy during residency and the type of financial education incorporated during residency. Secondary outcomes included resources utilized to obtain financial education.
Twenty-three studies evaluating a total of 5146 residents were included in this systematic review.
The 42% to 79% of residents responded in surveys that they had \"below average\" understanding of finance, investing, and savings and that they felt unprepared to handle future financial decisions. 79% to 95% of respondents agreed that personal finance should be taught during residency training. The included studies also demonstrate that residents seek education through personal research, through a family member, or through attending outside financial planning seminars or courses.
This study demonstrates that the majority of residents feel underprepared when making financial decisions and that formal financial education should be incorporated during their residency training. Educating residents can help mitigate financial stress which can improve physician well-being, reduce attrition, and result in better patient care.
IV.