financial distress

财务困境
  • 文章类型: Journal Article
    目的:本文提供了一个全面的范围审查,综合有关乳腺癌患者面临的财务困境的现有文献。它研究了导致财务困境的因素,对患者的影响,采用的应对机制,和潜在的缓解方法。目标是组织现有的证据,并强调未来研究的可能方向。
    方法:我们遵循JoannaBriggsInstitute(JBI)提出的范围审查框架来综合和报告证据。我们搜索了电子数据库,包括PubMed,WebofScience,Embase,和Cochrane图书馆,相关文献。我们纳入了符合以下标准的英文文章:(a)研究主题是财务困境或财务毒性,(二)研究对象是成年乳腺癌患者,(C)文章类型是定量的,定性,或混合方法研究。然后,我们提取并整合相关信息以进行报告。
    结果:删除重复项之后,检索到5459篇文章,根据纳入和排除标准纳入43篇文章.这些文章涉及与财务困境相关的四个主要主题:与财务困境相关的因素,对乳腺癌患者的影响,应对机制,和潜在的缓解方法。从六个维度观察财务困境对患者的影响:财务费用、财政资源,社会心理反应,寻求支持,应对护理,和应对生活方式。虽然一些研究报告了潜在的缓解方法,很少有人讨论这些解决方案的可行性。
    结论:乳腺癌患者经历了具有多维影响的重大财务困境。在衡量财务困境时,全面考虑可能的混杂因素至关重要。未来的研究应该集中在探索和验证缓解或解决这一问题的方法上。
    OBJECTIVE: This article provided a comprehensive scoping review, synthesizing existing literature on the financial distress faced by breast cancer patients. It examined the factors contributing to financial distress, the impact on patients, coping mechanisms employed, and potential alleviation methods. The goal was to organize existing evidence and highlight possible directions for future research.
    METHODS: We followed the scoping review framework proposed by the Joanna Briggs Institute (JBI) to synthesize and report evidence. We searched electronic databases, including PubMed, Web of Science, Embase, and Cochrane Library, for relevant literature. We included English articles that met the following criteria: (a) the research topic was financial distress or financial toxicity, (b) the research subjects were adult breast cancer patients, and (c) the article type was quantitative, qualitative, or mixed-methods research. We then extracted and integrated relevant information for reporting.
    RESULTS: After removing duplicates, 5459 articles were retrieved, and 43 articles were included based on the inclusion and exclusion criteria. The articles addressed four main themes related to financial distress: factors associated with financial distress, impact on breast cancer patients, coping mechanisms, and potential methods for alleviation. The impact of financial distress on patients was observed in six dimensions: financial expenses, financial resources, social-psychological reactions, support seeking, coping care, and coping lifestyle. While some studies reported potential methods for alleviation, few discussed the feasibility of these solutions.
    CONCLUSIONS: Breast cancer patients experience significant financial distress with multidimensional impacts. Comprehensive consideration of possible confounding factors is essential when measuring financial distress. Future research should focus on exploring and validating methods to alleviate or resolve this issue.
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  • 文章类型: Journal Article
    背景:围产期心理健康与2019年冠状病毒病(COVID-19)大流行之间的交集仍然具有重要的公共卫生重要性。当前的研究调查了COVID-19大流行期间孕妇的情绪和财务状况以及抑郁症状升高的预测因素。
    方法:这项在线调查是对2118名在调查时怀孕并居住在美国或波多黎各的18岁以上女性进行的。使用流行病学研究中心抑郁量表评估抑郁症状,得分≥10表示抑郁症状升高。最终的逻辑回归模型包括住房不安全,财务困境,COVID-19诊断,暴露于COVID-19和人口统计学协变量。
    结果:超过一半的样本(53.8%)有抑郁症状升高。在逻辑回归分析中,对于报告住房不安全的参与者,抑郁症状升高的几率显著更高(调整后的优势比[AOR],1.56;95%CI,1.22-2.01),财务困境(AOR,1.57;95%CI,1.17-2.12),COVID-19诊断(aOR,2.53;95%CI,1.53-4.17),和COVID-19暴露(AOR,1.41;95%CI,1.07-1.86),在调整协变量后。在经历过COVID-19的人群中,抑郁症状升高与住房不安全的关联特别强(aOR,6.04;95%CI,2.15-17.0)。
    结论:我们的发现与以前的文献一致,暴露,关心家庭,对金融稳定的影响与大流行期间的抑郁症状有关。金融和住房问题与抑郁症状升高之间的关系,独立于对家庭成员感染的担忧,这表明大流行可能对心理健康产生直接和间接影响。
    BACKGROUND: The intersection between perinatal mental health and the coronavirus disease 2019 (COVID-19) pandemic remains of significant public health importance. The current study examined the emotional and financial well-being and predictors of elevated depressive symptoms among pregnant women during the COVID-19 pandemic.
    METHODS: This online survey was conducted with 2118 women ≥18 years old who were pregnant at the time of the survey and living in the United States or Puerto Rico. Depressive symptoms were assessed with the Center for Epidemiologic Studies Depression Scale, with scores ≥10 indicative of elevated depressive symptoms. The final logistic regression model included housing insecurity, financial distress, COVID-19 diagnosis, exposure to COVID-19, and demographic covariates.
    RESULTS: More than half the sample (53.8%) had elevated depressive symptoms. In logistic regression analyses, the odds of having elevated depressive symptoms were significantly higher for participants reporting housing insecurity (adjusted odds ratio [aOR], 1.56; 95% CI, 1.22-2.01), financial distress (aOR, 1.57; 95% CI, 1.17-2.12), COVID-19 diagnosis (aOR, 2.53; 95% CI, 1.53-4.17), and COVID-19 exposure (aOR, 1.41; 95% CI, 1.07-1.86), after adjusting for covariates. The association of elevated depressive symptoms with housing insecurity was especially strong among those who experienced COVID-19 (aOR, 6.04; 95% CI, 2.15-17.0).
    CONCLUSIONS: Our findings are consistent with previous literature revealing that diagnosis, exposure, concerns about family, and effects on financial stability were related to depressive symptoms during the pandemic. The relationships between financial and housing concerns with elevated depressive symptoms, independent of concerns about infection in family members, suggest that there may be direct and indirect effects of the pandemic on mental health.
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  • 文章类型: Journal Article
    由于对社会和经济的重要性,财务困境识别仍然是科学文献中的重要主题。信息技术的进步和存储数据量的不断增加导致财务困境的出现,超越了财务报表及其指标(比率)的范围。特征空间可以通过纳入宏观经济学等特征数据类别的新观点来扩展,部门,社会,董事会,管理,司法事件,等。然而,维度的增加导致数据稀疏和模型过度拟合。本研究通过结合降维和机器学习技术,提出了一种有效的财务困境分类评估的新方法。拟议的框架旨在确定导致描述企业财务困境的损失函数最小化的特征子集。在研究期间,比较了15种具有不同特征数量的降维技术和17种机器学习模型。总的来说,使用2015年至2022年期间的立陶宛企业数据进行了1,432次实验。结果表明,使用随机森林均值递减Gini(RF_MDG)特征选择技术识别的具有30个排名特征的人工神经网络(ANN)模型提供了最高的AUC得分。此外,这项研究引入了一种新的特征提取方法,这可以改进财务困境分类模型。
    Financial distress identification remains an essential topic in the scientific literature due to its importance for society and the economy. The advancements in information technology and the escalating volume of stored data have led to the emergence of financial distress that transcends the realm of financial statements and its\' indicators (ratios). The feature space could be expanded by incorporating new perspectives on feature data categories such as macroeconomics, sectors, social, board, management, judicial incident, etc. However, the increased dimensionality results in sparse data and overfitted models. This study proposes a new approach for efficient financial distress classification assessment by combining dimensionality reduction and machine learning techniques. The proposed framework aims to identify a subset of features leading to the minimization of the loss function describing the financial distress in an enterprise. During the study, 15 dimensionality reduction techniques with different numbers of features and 17 machine-learning models were compared. Overall, 1,432 experiments were performed using Lithuanian enterprise data covering the period from 2015 to 2022. Results revealed that the artificial neural network (ANN) model with 30 ranked features identified using the Random Forest mean decreasing Gini (RF_MDG) feature selection technique provided the highest AUC score. Moreover, this study has introduced a novel approach for feature extraction, which could improve financial distress classification models.
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  • 文章类型: Journal Article
    缺乏有关日本转移性肾细胞癌(mRCC)患者所经历的财务毒性的信息,尽管日本有自己独特的公共健康保险制度。因此,采用财务毒性综合综合评分(COST)工具进行了一项基于网络的调查,以评估日本mRCC患者所经历的财务毒性.这项研究招募了日本患者,或者正在经历,mRCC的全身治疗。评估的结果是COST分数的分布,通过癌症治疗功能评估(FACT-G)量表评估COST与生活质量(QOL)之间的相关性,以及与金融毒性相关的人口因素。中位数(范围)COST评分为19.0(3.0-36.0)。COST和FACT-G总分的Pearson相关系数为0.40。单变量分析显示,没有私人健康保险和每年家庭收入较低与较低的COST分数显着相关。多变量分析显示,年龄<65岁和没有私人健康保险与较低的COST评分显著相关。这项研究表明,即使在日本可用的全民健康保险覆盖系统下,日本mRCC患者也会受到不利的财务影响,和财务毒性对他们的QOL产生负面影响。
    Information on the financial toxicity experienced by Japanese patients with metastatic renal cell carcinoma (mRCC) is lacking, even though Japan has its own unique public health insurance system. Thus, a web-based survey was conducted to evaluate the financial toxicity experienced by Japanese mRCC patients using the COmprehensive Score for financial Toxicity (COST) tool. This study enrolled Japanese patients who underwent, or were undergoing, systemic therapy for mRCC. The outcomes evaluated were the distribution of COST scores, the correlation between COST and quality of life (QOL) assessed by the Functional Assessment of Cancer Therapy-General (FACT-G) scale, and demographic factors associated with financial toxicity. The median (range) COST score was 19.0 (3.0-36.0). The Pearson correlation coefficient for COST and FACT-G total scores was 0.40. Univariate analysis revealed that not having private health insurance and lower household income per year were significantly associated with lower COST scores. Multivariate analyses showed that age < 65 years and not having private health insurance were significantly associated with lower COST scores. This study revealed that Japanese mRCC patients experience adverse financial impacts even under the universal health insurance coverage system available in Japan, and financial toxicity negatively affects their QOL.
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  • 文章类型: Journal Article
    目的:描述基于护士观念的财务毒性管理护理实践。材料与方法:对日本615名肿瘤科护士进行了调查,关注护士对财务毒性重要性的看法,管理财务毒性的护理实践和抑制其管理的因素。结果:共有521人参加,其中266名受访者(51.1%)认为护士角色重要,他们从事护理实践的比例明显更高。对自己的角色有更多认识的参与者包括认证或专业护士以及负责门诊护理的护士。结论:利用认证或专业护士和参与门诊护理的护士的专业知识进行干预可能有助于传播主动的护士实践,以解决财务毒性问题。
    Aims: To describe nursing practices for financial toxicity management based on nurses\' perceptions. Materials & methods: A survey was conducted with 615 oncology nurses in Japan, focusing on nurses\' perspectives on the importance of financial toxicity, nursing practices to manage financial toxicity and factors inhibiting its management. Results: A total of 521 participated, of whom 266 respondents (51.1%) considered nurses\' role important, and they engaged in a significantly higher proportion of nursing practices. Participants with greater perceptions of their role included certified or specialized nurses and nurses responsible for outpatient care. Conclusion: Interventions leveraging the expertise of certified or specialized nurses and nurses involved in outpatient care could help to spread proactive nurse practices addressing financial toxicity.
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  • 文章类型: Systematic Review
    本研究系统回顾了有关头颈部癌症患者财务毒性(FT)的文献。审查了三个数据库:PubMed,Scopus和WebofScience
    2000年至2022年发表的全文英文论文报告了通过结构化问卷或访谈收集的头颈部癌症幸存者FT的定量结果。
    包括27篇文章。大多数文章是在2015年之后发表的,来自美国。关于口咽癌的论文略有流行,鳞状细胞癌和局部晚期头颈部癌。FT的衡量标准是通过COST等经过验证的问卷获得的,FIT和FDQ。收集的数据大多可用于财政支出,财政资源,社会心理方面,寻求支持,应对护理和应对生活方式子领域。在COVID时代,按成本计算的FT得分更差。财务咨询和有关治疗费用的充分信息是减轻FT的两种有效策略。
    FT在头颈部癌症治疗中是一个相对较新的挑战,其费用高于其他癌症的疗法。需要一种评估FT的通用方法和统一的问卷管理指南,以减轻FT并改善患者预后。
    UNASSIGNED: The current study systematically reviews the literature about financial toxicity (FT) in head and neck cancer patients. Three databases were reviewed: PubMed, Scopus and Web of Science.
    UNASSIGNED: Full text English papers published from 2000 to 2022 reporting on quantitative results about FT in head and neck cancer survivors collected through structured questionnaires or interviews were included.
    UNASSIGNED: Twenty-seven articles were included. Most of the articles were published after 2015 and from United States. There was a slight prevalence of papers dealing with oropharyngeal cancer, squamous-cell carcinoma and locally advanced head and neck cancer. Measures of FT were obtained through validated questionnaires like COST, FIT and FDQ. Collected data were mostly referrable to financial spending, financial resources, psychosocial aspect, support seeking, coping care and coping lifestyle subdomain. FT scores by COST were found to be worse in the COVID era. Financial counseling and adequate information about the costs of treatment were two effective strategies to mitigate FT.
    UNASSIGNED: FT is a relatively new challenge in head and neck cancer treatment, whose expenses are higher than therapies for other cancers. A universal method to assess FT and a unified guideline for the administration of questionnaires are needed to mitigate FT and to improve patient outcomes.
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  • 文章类型: Journal Article
    背景:精神疼痛和财务困境是癌症治疗的两个重要方面,经常被忽视。这两个维度都会对癌症患者及其家人的生活质量产生重大影响。
    方法:这项研究进行了跨文化适应,在讲西班牙语的晚期癌症患者中,埃德蒙顿症状评估系统-财务和精神(ESAS-FS)的可行性研究和心理测量特性。ESAS-FS是一种患者报告的结果指标,可评估12种症状,包括精神痛苦和财务困境。
    结果:在跨文化适应过程中,术语“精神痛苦”和“财务困境”分别被细化为“susrimientoespiritary”和“preocupaciónporasuntoseconómicos”,具有强烈的专业共识和较高的患者接受度(相关问题80%,适当条款91%)。100名血液病患者的队列显示,70%的患者经历了精神疼痛(平均2.9/10),而49%的人报告了财务困境(平均2.2/10)。症状分析说明了精神疼痛与疲劳等各种症状的显着关联,困倦,和抑郁症。同样,财务困境尤其与嗜睡相关,抑郁症,和焦虑。此外,在精神痛苦和财务困境之间观察到明显的相关性。
    结论:这项研究的结果表明,ESAS-FS是评估讲西班牙语的晚期癌症患者的精神痛苦和财务困境的有价值的工具。该工具可用于识别正在经历这些痛苦的患者,并为他们提供适当的护理。
    BACKGROUND: Spiritual pain and financial distress are two important dimensions of cancer care that are often overlooked. Both dimensions can have a significant impact on the quality of life of patients with cancer and their families.
    METHODS: This study conducted a cross-cultural adaptation, feasibility study, and psychometric properties of the Edmonton Symptom Assessment System-Financial and Spiritual (ESAS-FS) in a Spanish-speaking population with advanced cancer. The ESAS-FS is a patient-reported outcome measure that assesses 12 symptoms, including spiritual pain and financial distress.
    RESULTS: In the cross-cultural adaptation process, the terms \"spiritual pain\" and \"financial distress\" were refined to \"sufrimiento espiritual\" and \"preocupación por asuntos económicos\" respectively, with strong professional consensus and high patients\' acceptancy (relevant questions 80%, appropriate terms 91%). A cohort of 100 onco-hematologic patients revealed that 70% experienced spiritual pain (mean 2.9/10), while 49% reported financial distress (mean 2.2/10). Symptomatic analyses illustrated significant associations of spiritual pain with various symptoms like fatigue, drowsiness, and depression. Similarly, financial distress correlated notably with drowsiness, depression, and anxiety. Moreover, a distinct correlation was observed between spiritual pain and financial distress.
    CONCLUSIONS: The findings of this study suggest that the ESAS-FS is a valuable tool for assessing spiritual pain and financial distress in Spanish-speaking patients with advanced cancer. The tool can be used to identify patients who are experiencing these dimensions of distress and to provide them with appropriate care.
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  • 文章类型: Journal Article
    由于金融化的过程,金融机构越来越多地渗透到医疗保健领域,并确定在何种条件下提供护理。当医疗机构面临财务困境时,它们的影响尤其明显。通过放大两种情况,我们来了解更多的考虑因素,财政各方在医疗保健方面的动机和行动。在这项研究中,我们能够检查医疗保健高管之间的社会动态,一家荷兰医院和精神卫生保健组织濒临破产的银行和健康保险公司。通过采访,文献分析与翻译理论,我们重建了高管的动机和策略,银行和健康保险公司,并展示他们如何在围绕医疗保健组织的生存或垮台的决策过程中发挥关键作用。虽然当事人受立法和公司程序的约束,财务困境的结果仍然会受到影响。在很大程度上取决于金融利益相关者对高管的看法以及他们如何应对网络不稳定的威胁。我们进一步提请注意金融化过程对财务困境中医疗机构实践的影响。
    Due to processes of financialisation, financial parties increasingly penetrate the healthcare domain and determine under which conditions care is delivered. Their influence becomes especially visible when healthcare organisations face financial distress. By zooming-in on two of such cases, we come to know more about the considerations, motives and actions of financial parties in healthcare. In this research, we were able to examine the social dynamics between healthcare executives, banks and health insurers involved in a Dutch hospital and mental healthcare organisation on the verge of bankruptcy. Informed by interviews, document analysis and translation theory, we reconstructed the motives and strategies of executives, banks and health insurers and show how they play a crucial role in decision-making processes surrounding the survival or downfall of healthcare organisations. While parties are bound by legislation and company procedures, the outcome of financial distress can still be influenced. Much depends on how executives are perceived by financial stakeholders and how they deal with threats of destabilisation of the network. We further draw attention to the consequences of financialisation processes on the practices of healthcare organisations in financial distress.
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  • 文章类型: Observational Study
    在印度,2021年的癌症负担为2670万残疾调整寿命年(DALYs)。预计到2025年将增加到2980万(Kulothungan等人。,2022年)。根据世界卫生组织(WHO)癌症是全球死亡的主要原因,占六分之一的死亡人数。根据世卫组织,姑息治疗是一种策略,可帮助成人和儿童及其家人应对危及生命的疾病。目前,在全球范围内,只有14%的需要疼痛和姑息治疗(P&P)的人接受了这种治疗(世卫组织,2020)。金融毒性(FT)是用于描述癌症导致的过度经济负担对患者的负面影响的术语,他们的家人,和社会(德赛和嘉瓦利,2020)。解决这一差距将需要对需求和供应方政策进行重大调整,以确保印度可获得和公平的癌症护理(Caduff等人。,2019)。测量FT以及与健康相关的生活质量(HRQoL)代表了一种临床相关且以患者为中心的方法(deSouza等人。,2017)。
    目的:评估FT及其与生活质量(QoL)的关系。
    方法:这是一项观察性描述性研究,在建议接受P&P治疗的癌症患者中进行。从2022年9月至2023年2月,使用官方工具对分数进行了估算:慢性疾病治疗的功能评估财务毒性评分(FACIT-COST)和欧洲癌症研究与治疗组织(EORTC)癌症生活质量问卷(QLQ30)。
    结果:来自150名患者(70名男性和80名女性,平均年龄54.96±13.5岁),92.6%遭受FT。11例患者(7.3%)低于FT等级0,41例(27.3%)为FT等级1,98例(65.3%)为FT等级2,无患者低于FT等级3。在标准α0.05(95CI)下,FT和HRQoL的全球评分显示出相关性。在住院部(IPD)费用中,药费支出最大,为33%,在门诊部(OPD)费用中,治疗费用占总费用的50%。乳腺癌(30例,20%)和口腔癌(26例,17.3%)是最常见的癌症。
    结论:使用COST工具测量的FT显示与HRQoL相关。
    本文涉及癌症患者的保险政策,而不考虑P&P护理治疗。
    In India the cancer burden for 2021 was 26.7 million disability-adjusted life years (DALYs), and this is expected to increase to 29.8 million in 2025 (Kulothungan et al., 2022). According to the World Health Organisation (WHO), cancer is a leading cause of death worldwide, accounting for one in six deaths. As per WHO, palliative care is a strategy that assists both adults and children along with their families in dealing with life-threatening illnesses. Currently, only 14% of those in need of pain and palliative (P&P) care receive it globally (WHO, 2020). Financial toxicity (FT) is the term used to describe the negative effects that an excessive financial burden resulting from cancer have on patients, their families, and society (Desai and Gyawali, 2020). Addressing this gap will require significant adjustments to both demand- and supply-side policies to ensure accessible and equitable cancer care in India (Caduff et al., 2019). Measuring FT along with health-related quality of life (HRQoL) represents a clinically relevant and patient-centred approach (de Souza et al., 2017).
    OBJECTIVE: To estimate FT and its association with quality of life (QoL).
    METHODS: This was an observational descriptive study conducted among cancer patients recommended for P&P care. Scores were estimated from September 2022 to February 2023 using official tools: the Functional Assessment for Chronic illness Treatment Compressive Score for Financial Toxicity (FACIT-COST) and the European Organisation for Research and Treatment of Cancer (EORTC) Quality of life Questionnaires for Cancer (QLQ30).
    RESULTS: From 150 patients (70 males and 80 females, mean age 54.96 ± 13.5 years), 92.6% suffered from FT. Eleven patients (7.3%) were under FT grade 0, 41 (27.3%) were FT grade 1, 98 (65.3%) were FT grade 2, and no patients were under FT grade 3. At criterial alpha 0.05 (95%CI), FT and the global score for HRQoL showed an association. Among inpatient department (IPD) expenses, medication bills contributed the greatest expense at 33%, and among outpatient department (OPD) expenses treatment expenses contributed 50% of the total. Breast cancer (30 cases, 20%) and oral cancer (26 cases, 17.3%) were the most frequent cancers.
    CONCLUSIONS: FT measured using the COST tool showed an association with HRQoL.
    UNASSIGNED: This paper refers to the insurance policies available for cancer patients irrespective of P&P care treatment.
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  • 文章类型: Journal Article
    背景:财务困境是年轻癌症患者的首要问题。
    目的:本研究的目的是确定物质资源,身体和心理健康,以及与年轻成年癌症幸存者财务困境相关的工作场所变量。
    方法:使用癌症幸存者就业需求调查进行了一项横断面研究。参与者是居住在美国并诊断为癌症的年轻人(18-39岁)。采用多元线性回归对财务困境与物质资源之间的关系进行建模,身体和心理健康,和工作场所变量。
    结果:参与者(N=214)大部分是非西班牙裔白人(78%),女性(79%)平均年龄为31岁,诊断后为4.6岁。物质资源,身体和心理健康,和工作场所变量都被认为是导致研究参与者财务困境的原因。在接受调查的年轻人中,财务困境普遍存在,一系列问题与财务困境有关。
    结论:肿瘤学和康复提供者应与癌症患者公开讨论财务状况,并指导他们获得可以解决其财务问题的资源,好处,和职业需要最终改善生活质量。
    BACKGROUND: Financial distress is a primary concern for young adults with cancer.
    OBJECTIVE: The aim of this study was to identify material resources, physical and psychological health, and workplace variables that are associated with financial distress in young adult cancer survivors.
    METHODS: A cross-sectional study was conducted using the Cancer Survivor Employment Needs Survey. Participants were young adults (18-39 years of age) who lived in the United States and had a cancer diagnosis. Multivariable linear regression was used to model relations between financial distress and material resources, physical and psychological health, and workplace variables.
    RESULTS: Participants (N = 214) were mostly non-Hispanic White (78%), female (79%), and had a mean age of 31 years and 4.6 years post-diagnosis. Material resources, physical and psychological health, and workplace variables were all identified as contributing to study participants\' financial distress. Among the young adults surveyed, financial distress was prevalent, and an array of problems were associated with financial distress.
    CONCLUSIONS: Oncology and rehabilitation providers should openly discuss finances with YAs with cancer and guide them to resources that can address their financial, benefits, and vocational needs to ultimately improve quality of life.
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