PDF(Pubmed)
Abstract：
UNASSIGNED: Financial exclusion is a human rights issue affecting health equity. Evidence demonstrates that financial exclusion is exacerbated for people with disability and those in low- to middle-income countries (LMIC). Barriers to financial access include limited demand for services, banking inadequacies in catering to people with disability, and insufficiently accessible information technologies (ICT) and infrastructure.
UNASSIGNED: This scoping review sought to identify barriers to and facilitators of financial inclusion for people with disability in LMIC. As a secondary objective, the study explored the potential of financial education and ICT utilisation as viable strategies for enhancing financial inclusion.
UNASSIGNED: This review utilised the Arksey and O\'Malley framework and PRISMA Checklist for systematic literature examination and data extraction. The WHO\'s Environmental Factors guided the analysis to propose potential interventions and to generate recommendations.
UNASSIGNED: The review analysed 26 publications from various global regions and fields including finance, business, technology, health and disability policy. It identified consistent financial inclusion barriers for people with disability, resulting in a set of global recommendations across attitudes, environment, technology, services, and policy.
UNASSIGNED: Recommendations include using ICT, digital innovation and multi-stakeholder collaboration to address the financial barriers experienced by people with disability. These efforts, rooted in social justice, aim to include people with disability in LMIC as valued financial sector participants, promoting health and equity.
Main findings: There are global access barriers and enablers to financial inclusion for people living with disability. Recommendations to improve access include countering stigma and attitudinal barriers, engaging in user centred design of financial services,providing financial education and ensuring accessibility of assistive technology and ICT, along with the physical environment of the bank.Added knowledge: This study reviews the literature and offers a global overview of financial inclusion for people with disabilities, along with recommendations for universally applicable actions to enhance access.Global health impact for policy and action: Identifying barriers to financial inclusion and suggesting strategies to overcome them provides valuable guidance for policymakers and advocates working to improve access to financial services for people with disability.
UNASSIGNED: This scoping review sought to identify barriers to and facilitators of financial inclusion for people with disability in LMIC. As a secondary objective, the study explored the potential of financial education and ICT utilisation as viable strategies for enhancing financial inclusion.
UNASSIGNED: This review utilised the Arksey and O\'Malley framework and PRISMA Checklist for systematic literature examination and data extraction. The WHO\'s Environmental Factors guided the analysis to propose potential interventions and to generate recommendations.
UNASSIGNED: The review analysed 26 publications from various global regions and fields including finance, business, technology, health and disability policy. It identified consistent financial inclusion barriers for people with disability, resulting in a set of global recommendations across attitudes, environment, technology, services, and policy.
UNASSIGNED: Recommendations include using ICT, digital innovation and multi-stakeholder collaboration to address the financial barriers experienced by people with disability. These efforts, rooted in social justice, aim to include people with disability in LMIC as valued financial sector participants, promoting health and equity.
Main findings: There are global access barriers and enablers to financial inclusion for people living with disability. Recommendations to improve access include countering stigma and attitudinal barriers, engaging in user centred design of financial services,providing financial education and ensuring accessibility of assistive technology and ICT, along with the physical environment of the bank.Added knowledge: This study reviews the literature and offers a global overview of financial inclusion for people with disabilities, along with recommendations for universally applicable actions to enhance access.Global health impact for policy and action: Identifying barriers to financial inclusion and suggesting strategies to overcome them provides valuable guidance for policymakers and advocates working to improve access to financial services for people with disability.
摘要：
■金融排斥是一个影响卫生公平的人权问题。有证据表明，残疾人和中低收入国家（LMIC）的经济排斥加剧。金融准入的障碍包括对服务的需求有限，银行业在迎合残疾人方面的不足，信息技术（ICT）和基础设施的获取不足。
■这项范围界定审查旨在确定LMIC残疾人金融包容性的障碍和促进者。作为次要目标，该研究探讨了金融教育和ICT利用作为增强金融包容性的可行策略的潜力。
■这篇综述利用Arksey和O\'Malley框架和PRISMA清单进行系统的文献检查和数据提取。WHO的环境因素指导分析提出潜在的干预措施并提出建议。
■该评论分析了来自全球不同地区和领域的26种出版物，包括金融，business,技术,健康和残疾政策。它为残疾人确定了一致的金融包容性障碍，产生了一系列跨态度的全球建议，环境,技术,服务,和政策。
■建议包括使用ICT，数字创新和多方利益相关者合作，以解决残疾人遇到的财务障碍。这些努力,植根于社会正义，旨在将LMIC中的残疾人纳入重要的金融部门参与者，促进健康和公平。
主要发现：残疾人在金融包容性方面存在全球准入障碍和推动因素。改善获取的建议包括消除污名和态度障碍，从事以用户为中心的金融服务设计，提供金融教育并确保辅助技术和ICT的可及性，以及银行的物理环境。补充知识：本研究回顾了文献，并提供了残疾人金融包容性的全球概述。以及关于普遍适用的行动以加强获取的建议。全球卫生对政策和行动的影响：确定金融包容性的障碍并提出克服这些障碍的战略，为致力于改善残疾人获得金融服务的政策制定者和倡导者提供了宝贵的指导。
■这项范围界定审查旨在确定LMIC残疾人金融包容性的障碍和促进者。作为次要目标，该研究探讨了金融教育和ICT利用作为增强金融包容性的可行策略的潜力。
■这篇综述利用Arksey和O\'Malley框架和PRISMA清单进行系统的文献检查和数据提取。WHO的环境因素指导分析提出潜在的干预措施并提出建议。
■该评论分析了来自全球不同地区和领域的26种出版物，包括金融，business,技术,健康和残疾政策。它为残疾人确定了一致的金融包容性障碍，产生了一系列跨态度的全球建议，环境,技术,服务,和政策。
■建议包括使用ICT，数字创新和多方利益相关者合作，以解决残疾人遇到的财务障碍。这些努力,植根于社会正义，旨在将LMIC中的残疾人纳入重要的金融部门参与者，促进健康和公平。
主要发现：残疾人在金融包容性方面存在全球准入障碍和推动因素。改善获取的建议包括消除污名和态度障碍，从事以用户为中心的金融服务设计，提供金融教育并确保辅助技术和ICT的可及性，以及银行的物理环境。补充知识：本研究回顾了文献，并提供了残疾人金融包容性的全球概述。以及关于普遍适用的行动以加强获取的建议。全球卫生对政策和行动的影响：确定金融包容性的障碍并提出克服这些障碍的战略，为致力于改善残疾人获得金融服务的政策制定者和倡导者提供了宝贵的指导。
