retirement decisions

  • 文章类型: Journal Article
    为了解决劳动力中护士短缺的问题,医疗机构必须鼓励有经验的护士延长他们的工作寿命。重症监护(IC)的护士与患者比率高于其他设置,其中包括特别容易出现人员短缺。这项定性研究调查了老年IC护士如何经历他们的工作生活以及他们对后期职业和退休的思考。使用解释性现象学分析方法分析了对瑞典12名IC护士(年龄55-65岁)的半结构化访谈。结果显示,护士计划继续工作到65岁及以上。当反思他们后期的职业决定时,护士考虑了涵盖个人的九个领域,工作,和组织因素是他们留下来的能力和意愿的核心。总的来说,护士们身体健康,非常满意,对他们的工作和组织都很投入。他们提到拥有应付身心工作需求所需的工作和个人资源,被认为是激励挑战,而不是阻碍。他们还反映了可能促进工作场所老龄化的各种人力资源管理做法。这些发现可能会为旨在为IC护士提供健康和可持续的工作生活提供充分条件的组织提供信息。
    To counteract the shortage of nurses in the workforce, healthcare organizations must encourage experienced nurses to extend their working lives. Intensive care (IC) has higher nurse-to-patient ratios than other settings, which includes a particular susceptibility to staff shortage. This qualitative study investigated how older IC nurses experienced their working life and their reflections on the late-career and retirement. Semi-structured interviews with 12 IC nurses in Sweden (aged 55-65 years) were analyzed using an interpretative phenomenological analysis approach. The results showed that nurses planned to continue working until the age of 65 and beyond. When reflecting on their late-career decisions, nurses considered nine areas covering individual, work, and organizational factors as being central to their ability and willingness to stay. Overall, the nurses had good health and were very satisfied and committed to their job and to the organization. They mentioned having both the job and personal resources required to cope with the physical and mental job demands, which were perceived as motivational challenges, rather than hinders. They also reflected on various human resource management practices that may promote aging-in-workplace. These findings may inform organizations aiming at providing adequate conditions for enabling healthy and sustainable working lives for IC nurses.
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  • 文章类型: Journal Article
    该研究的目的是填补与对退休决策有潜在影响的行为因素之一-框架效应有关的研究空白。研究中解决的一个研究问题是,决策问题的制定方式(框架效应)是否会影响计划退休年龄的决策。为了回答这个问题,开发了原始的研究问卷。其中包括对假设的养老金系统的描述和实验性的小插图问题。这项研究是根据退休前参加波兰养老金制度的1079名随机选择的受访者给出的答案进行的。在对结果的分析中,非参数检验和多元逻辑回归用于比较应答分布.由于所进行的研究,事实证明,框架效应显著影响计划退休年龄的延长。同时,研究发现,损失框架比收益框架更大程度地影响养老金决策。人们还注意到,妇女比男子更容易受到养恤金决定框架的影响。根据所进行的研究得出的应用结论表明,决策者有可能故意使用框架效应来提高有效退休年龄。
    The aim of the study is to fill the research gap in relation to one of the behavioral factors that have a potential impact on retirement decisions-the framing effect. A research question addressed in the study is whether the way in which the decision-making problem is formulated (the framing effect) influences decisions on the planned retirement age. To answer this question, an original research questionnaire was developed. It included a description of a hypothetical pension system and experimental vignette questions. The research was conducted on the basis of answers given by 1079 randomly selected respondents who were participants of the pension system in Poland before retirement. In the analysis of the results, non-parametric tests and multiple logistic regression were used to compare response distributions. As a result of the conducted research, it was proven that the framing effect significantly affects the extension of the planned retirement age. At the same time, it was found that loss framing affects pension decisions to a greater extent than gain framing. It has also been noted that women are more susceptible than men to the framing of pension decisions. An application conclusion resulting from the conducted research is indicated as the possibility of the intentional use of the framing effect by decision-makers in order to increase the effective retirement age.
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  • 文章类型: Journal Article
    本文提出了对个体寿命不确定性的评估。对3,331名法国人进行的一项调查使我们能够记录每个人的几个生存概率。在此基础上,我们计算主观预期寿命(SLE)和主观寿命不确定性(SUL),每个人对自己寿命的主观分布的标准偏差。对于男性和女性来说,它很大,超过10年。它的大小与在寿命表中观察到的60岁以下个体的寿命变异性相当,但对于60岁以上的个体,它较小,这表明年龄较大的受访者使用私人信息。我们的计量经济学分析证实,个人使用私人信息-主要是他们的父母的生存和寿命-来调整他们的不确定性水平。最后,我们发现SUL有相当大的影响,除了SLE,关于危险行为:寿命的不确定性会显著降低不健康生活方式的可能性。鉴于个人对寿命的不确定性会影响预防行为,退休决定,以及对长期护理保险的需求,这些结果对有关医疗保健和退休的公共政策具有重要意义.
    This article presents an assessment of individual uncertainty about longevity. A survey performed on 3,331 French people enables us to record several survival probabilities per individual. On this basis, we compute subjective life expectancies (SLE) and subjective uncertainty regarding longevity (SUL), the standard deviation of each individual\'s subjective distribution of her or his own longevity. It is large and equal to more than 10 years for men and women. Its magnitude is comparable to the variability of longevity observed in life tables for individuals under 60, but it is smaller for those older than 60, which suggests use of private information by older respondents. Our econometric analysis confirms that individuals use private information-mainly their parents\' survival and longevity-to adjust their level of uncertainty. Finally, we find that SUL has a sizable impact, in addition to SLE, on risky behaviors: more uncertainty on longevity significantly decreases the probability of unhealthy lifestyles. Given that individual uncertainty about longevity affects prevention behavior, retirement decisions, and demand for long-term care insurance, these results have important implications for public policy concerning health care and retirement.
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  • 文章类型: Journal Article
    Little is known of how pension reforms affect the retirement decisions of people with different health statuses, although this is crucial for the understanding of the broader societal impact of pension policies and for future policy development. We assessed how the Finnish statutory pension age reform introduced in 2005 influenced the role of health as a predictor of retirement.
    We used register-based data and cox regression analysis to examine the association of health (measured by purchases of psychotropic medication, hospitalizations due to circulatory and musculoskeletal diseases, and the number of any prescription medications) with the risk of retirement at age 63-64 among those subject to the old pension system with fixed age limit at 65 (pre-reform group born in 1937-1941) and the new flexible system with 63 as the lower age limit (post-reform group born in 1941-1945) while controlling for socio-demographic factors.
    Retirement at age 63-64 was more likely among the post- than the pre-reform group (HR = 1.50; 95% CI 1.43-1.57). This reform-related increase in retirement was more pronounced among those without a history of psychotropic medication or hospitalizations due to circulatory and musculoskeletal diseases, as well as among those with below median level medication use. As a result, poor health became a weaker predictor of retirement after the reform.
    Contrary to the expectations of the Finnish pension reform aimed at extending working lives, offering choice with respect to the timing of retirement may actually encourage healthy workers to choose earlier retirement regardless of the provided economic incentives for continuing in work.
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  • 文章类型: Journal Article
    Successful retirement planning requires a determination of which activities and relationships may replace those associated with the current full-employment position. Next, there must be acceptance of leaving the profession behind. Finally, the individual must determine the specific decisions and actions that must be made to transition to successful retirement in the future. To be successful, the entire process should occur over a period of several years. Alternatively, bridge employment may play a significant role in the transition from full-employment to full-time retirement.
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