■本研究评估了公众对BijuSwathyaKalyanYojana(BSKY)的认识,这是奥里萨邦政府的旗舰公共资助健康保险计划。该研究还确定了其决定因素,并检查了奥里萨邦Khordha区家庭对该计划的利用情况。
■主要数据是使用Khordha区Balipatana街区的预先测试的结构化问卷从随机选择的150个家庭中收集的,奥里萨邦.描述性统计和二项逻辑回归用于证实目标。
■研究发现,尽管56.70%的样本家庭听说过BSKY,特定程序的意识很低。发现州政府组织的BSKY健康保险营地是样本中的主要知识来源。回归模型的R2为0.414。Chi2值表明模型与预测变量拟合良好。种姓,性别,经济范畴,健康保险,对保险的认识是BSKY意识的重要决定因素。大多数(79.30%)的样本带有方案卡。然而,只有12.60%的持卡人使用该卡,只有10.67%的持卡人获得了福利。受益人面临的平均自付支出(OOPE)为卢比。15743.59。在受益人中,53.80%的资金来自他们的储蓄,38.50%通过借款,7.70%通过这两种方式为OOPE提供了资金。
■研究发现,尽管大多数人都听说过BSKY,他们不知道它的性质,特点,和操作程序。计划受益者中获得的福利低和OOPE高的趋势阻碍了穷人的经济健康。最后,这项研究强调需要增加计划的覆盖面和行政效率。
UNASSIGNED: The present study assessed the awareness of the public about Biju Swasthya Kalyan Yojana (BSKY), which is a flagship public-funded health insurance scheme of the Government of Odisha. The study also identified its determinants and examined utilisation of the scheme among households in Khordha district of Odisha.
UNASSIGNED: Primary data were collected from randomly chosen 150 households using a pretested structured questionnaire from Balipatana block of Khordha district, Odisha. Descriptive statistics and binomial logistic regression were used to substantiate the objectives.
UNASSIGNED: The study found that even though 56.70% of the sample households had heard about BSKY, procedure-specific awareness was low. State government organised BSKY health insurance camp was found to be a major source of knowledge among the sample. The regression model had an R2 of 0.414. The Chi2 value showed that the model with predictor variables was a good fit. Caste, gender, economic category, health insurance, and awareness about insurance were significant determinants of BSKY awareness. A majority (79.30%) of the sample had the scheme card with them. However, only 12.60% of the cardholders used the card and only 10.67% received benefits. Mean out-of-pocket expenditure (OOPE) faced by the beneficiaries is Rs. 15743.59. Among the beneficiaries, 53.80% financed the OOPE from their savings, 38.50% by borrowing, and 7.70% financed the OOPE by both means.
UNASSIGNED: The study found that even though majority of people had heard about BSKY, they were not aware of its nature, features, and operational procedures. The trend of low benefit received and higher OOPE among the scheme beneficiaries hampers the economic health of the poor. Finally, the study highlighted the need to increase the magnitude of scheme coverage and administrative efficiency.