insurance coverage

保险范围
  • 文章类型: Journal Article
    背景:医疗补助,不同于任何其他保险机制,对希望绝育的女性患者施加同意要求,必须至少完成30天,但不超过180天,灭菌前。未经此同意,医疗补助人群无法完成所需的绝育。缺乏关于这一要求的影响的大规模国家证据。
    目的:本研究旨在探讨在一个具有全国代表性的样本中,自我报告意外分娩后,保险状况对实现产后绝育的影响。
    方法:这是一项回顾性队列分析,使用2013-2015年全国家庭增长调查数据。全国家庭增长调查使用分层,多阶段聚类样本,对美国家庭人口中15至44岁的男性和女性进行具有全国代表性的估计。该分析仅限于一群分娩者,他们报告自己的最后一次分娩是不想要的,并且通过医疗补助或私人保险进行了保险。对调查进行了分析,并应用了治疗权重的逆概率来平衡除调查权重外,还有医疗补助和私人保险的人。使用加权logistic回归评估产后绝育完成与保险类型之间的关联,根据人口统计学和临床特征进行调整。
    结果:在对代表4,164,304人(416名受访者)的加权全国样本进行的调整后和逆概率治疗权重平衡分析中,发现有意外分娩史的医疗补助保险分娩者获得产后绝育的几率降低了56%(优势比,0.44;95%置信区间,0.22-0.87;P=0.019)比那些有私人保险的人。
    结论:这项研究增加了越来越多的证据,证明保险类型在实现预期的产后绝育中起着重要作用,医疗补助的人不太可能接受手术。调查结果呼吁美国围绕绝育政策进行政策改革,强调需要统一的同意程序,不基于保险身份进行歧视。
    BACKGROUND: Medicaid, unlike any other insurance mechanism, imposes a consent requirement on female patients desiring sterilization that must be completed at least 30 days, but no more than 180 days, before sterilization. Desired sterilization cannot be completed in the Medicaid population without this consent. Large-scale national evidence is lacking on the effect of this requirement.
    OBJECTIVE: This study aimed to explore the influence of insurance status on the achievement of postpartum sterilization after a self-reported unwanted birth in a nationally representative sample.
    METHODS: This was a retrospective cohort analysis using data from the 2013-2015 National Survey of Family Growth. The National Survey of Family Growth uses a stratified, multistage clustered sample to make nationally representative estimates for men and women aged 15 to 44 years in the household population of the United States. The analysis was limited to a cohort of birthing people who reported their last birth as unwanted and who were insured by either Medicaid or private insurance. The survey was analyzed with the application of inverse probability of treatment weights to balance those with Medicaid and those with private insurance in addition to the survey weight. The association between completion of postpartum sterilization and insurance type was evaluated using weighted logistic regression, adjusting for demographic and clinical characteristics.
    RESULTS: In an adjusted and inverse probability of treatment weight balanced analysis of a weighted national sample representing 4,164,304 people (416 respondents), Medicaid-insured birthing people with history of unwanted births were found to have 56% lower odds of obtaining postpartum sterilization (odds ratio, 0.44; 95% confidence interval, 0.22-0.87; P=.019) than those with private insurance.
    CONCLUSIONS: This study adds to mounting evidence that insurance type plays a significant role in the achievement of desired postpartum sterilization, with individuals with Medicaid less likely to undergo the procedure. The findings call for policy reforms around sterilization policy in the United States, emphasizing the need for uniform consent procedures that do not discriminate based on insurance status.
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  • 文章类型: Journal Article
    中国的医疗体系面临重大挑战,特别是初级医疗保健资源的利用不足和医疗保健服务的分配效率低下。作为回应,本文探讨了新型农村合作医疗制度(NRCMS)在改善医疗保健可及性和初级保健利用率方面的有效性。采用多期差异模型,并使用2012-20年中国家庭小组研究的数据,旨在实证检验激励初级保健的医疗保险政策如何影响农村居民的就医行为并提高资源利用效率。结果表明,新农合显著提高了农村居民在初级保健中心(PHCs)寻求保健服务的概率,尤其是门诊服务。这种影响可以归因于与高级医疗机构相比,PHC的门诊报销率高得多。相反,城镇居民基本医疗保险未能提高城镇居民对初级保健的参与度,加强价格敏感性在参保低收入农村人口医疗保健选择中的作用。此外,这项研究揭示了年轻人对PHCs的更强烈偏好,受教育程度较低的参保居民,并强调了初级保健资源的可获得性和保险覆盖面对初级保健利用的协同作用。这些发现为完善健康保险政策以提高医疗服务的可及性和效率提供了至关重要的意义。
    China\'s healthcare system faces significant challenges, notably the underutilization of primary healthcare resources and the inefficient distribution of healthcare services. In response, this article explores the effectiveness of the New Rural Cooperative Medical System (NRCMS) in improving healthcare accessibility and primary care utilization. Employing a multi-period difference-in-differences model and using data from the China Family Panel Studies spanning 2012-20, it aims to empirically examine how health insurance policy incentivizing primary care influences rural residents\' health-seeking behaviour and enhances the efficiency of resource utilization. Results indicate that NRCMS significantly improves the probability of rural residents seeking healthcare services at primary healthcare centres (PHCs), especially for outpatient services. This effect can be attributed to the substantially higher outpatient reimbursement rates at PHCs compared to higher-level medical institutions. Conversely, the Urban Resident Basic Medical Insurance fails to increase urban residents\' engagement with primary care, reinforcing the role of price sensitivity in healthcare choices among insured lower-income rural population. Furthermore, the study reveals a stronger preference for PHCs among younger, less-educated insured residents and highlights a synergistic effect between the availability of primary healthcare resources and insurance coverage on primary care utilization. These findings offer crucial implications for refining health insurance policies to improve healthcare service accessibility and efficiency.
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  • 文章类型: Journal Article
    癌症是拉丁美洲人死亡的首要原因。缺乏健康保险是导致癌症检测和治疗不足的重要原因。尽管医疗政策扩张,如平价医疗法案,拉丁美洲人在美国任何种族和种族群体中持续保持最高的未参保率,特别是拉丁裔个人谁是移民或混合移民身份家庭的一部分。认识到移民身份是拉丁裔社区成员寻求医疗保险和获得医疗保健服务的能力的关键因素,美国一些州和哥伦比亚特区已经实施了政策,扩大了对儿童和成人的覆盖范围,无论其移民身份如何。无论移民身份如何,扩大医疗补助资格都可能使拉丁裔社区受益。但是,需要评估参与这些计划的促进者和障碍,以确保所有拉丁美洲人在癌症控制连续体中达到并实现健康公平。
    Cancer is the top leading cause of death among Latino people. Lack of health insurance is a significant contributor to inadequate cancer detection and treatment. Despite healthcare policy expansions such as the Affordable Care Act, Latino people persistently maintain the highest uninsured rate among any ethnic and racial group in the US, especially among Latino individuals who are immigrants or part of a mixed immigration status household. Recognizing that immigration status is a critical factor in the ability of Latino community members to seek health insurance and access healthcare services, a few US states and the District of Columbia have implemented policies that have expanded coverage to children and adults regardless of immigration status. Expansion of Medicaid eligibility regardless of immigration status may significantly benefit Latino communities, however the facilitators and barriers to enrolling in these programs need to be evaluated to ensure reach and achieve health equity across the cancer control continuum for all Latinos.
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  • 文章类型: Editorial
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  • 文章类型: Editorial
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  • 文章类型: Journal Article
    在平价医疗法案(ACA)市场中,参保人必须定期证明他们有资格获得与收入挂钩的医疗保险费补贴.市场可以使用现有记录验证资格,但只有在消费者同意的情况下,必须在指定的时间更新。在2020年9月的一项随机实验中,我们测试了电子邮件推动的效果,提醒消费者提供同意,以验证他们在加利福尼亚州的ACAMarketplace继续获得保费补贴的资格。已申请补贴但资格核查同意书即将到期的20,000多户家庭收到了一份,两个,或三封电子邮件提醒他们续签同意。发送三封电子邮件将同意更新增加了1.9个百分点(3.2%),并将补贴接收增加了2.0个百分点(4.0%)。然而,近40%的收到三封电子邮件的家庭在开放注册期结束时没有更新他们的同意,从而阻止他们继续获得补贴。为了提高市场覆盖范围的可负担性,可能需要新的政策和结构改革,以减少可能阻碍获得补贴的行政障碍。
    In the Affordable Care Act (ACA) Marketplaces, enrollees must periodically demonstrate their eligibility to receive income-linked health insurance premium subsidies. Marketplaces can verify eligibility using existing records, but only with consumers\' consent, which must be renewed at specified times. In a randomized experiment in September 2020, we tested the effect of email nudges reminding consumers to provide consent for verification of their continued eligibility for premium subsidies in California\'s ACA Marketplace. More than 20,000 households that had applied for subsidies but whose consent for eligibility verification would soon expire were sent one, two, or three emails reminding them to renew consent. Sending three emails increased consent updates by 1.9 percentage points (3.2 percent) and increased receipt of subsidies by 2.0 percentage points (4.0 percent). However, nearly 40 percent of households receiving three emails did not update their consent by the end of the open enrollment period, thus preventing their continued receipt of subsidies. To improve the affordability of Marketplace coverage, new policies and structural changes may be needed to reduce administrative barriers that can inhibit access to subsidies.
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  • 文章类型: Journal Article
    一名公共卫生学生参加了医疗补助,只有几个月无法获得保险。
    A public health student enrolls in Medicaid, only to be unable to access the insurance for months.
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  • 文章类型: Journal Article
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  • 文章类型: Journal Article
    退伍军人事务部(VA)医疗保健支出在过去十年中有所增加,部分原因是立法变化扩大了获得VA购买的医疗服务的机会。
    了解2010年至2021年之间VA的保险范围和参保情况如何变化。
    这项横断面研究使用了2010年至2021年进行的调查数据。参与者是4项全国性调查的受访者,他们报告是美国退伍军人,并报告了健康保险的参保情况。数据从2023年10月到2024年6月进行了分析。
    自我报告的健康保险范围,依赖VA保险,和自我报告的健康。
    在总共3644614名调查受访者中(平均[SE]年龄,60[0.04]岁;91.3%[95%CI,91.2%-91.5%]男性)包括在内,52.2%(95%CI,52.0%-52.4%)退出劳动力市场,63.1%(95%CI,62.9%-63.3%)已婚。2010年,94%的退伍军人和94%的65岁以下的退伍军人在美国社区调查中报告了健康保险。保险参保人数随着时间的推移而增加,到2020年,97%的退伍军人和95%的65岁以下的退伍军人在美国社区调查中报告说有健康保险。调查中的保险参保人数估计相似。大约三分之一的退伍军人报告参加了VA健康保险。在那些参加VA保险的人中,超过75%的人有一种以上的覆盖形式,医疗保险和私人保险是最常见的第二保险来源。VA保险登记与收入和健康状况呈负相关。没有保险的退伍军人往往失业和年轻。
    这项针对退伍军人的研究对4项全国调查做出了回应,发现参加VA健康保险的退伍军人具有很高的双重覆盖率。在不承认双重覆盖率高的情况下,进一步立法努力增加准入可能会产生意想不到的后果,这样的付款人转移。
    UNASSIGNED: Department of Veterans Affairs (VA) health care spending has increased in the past decade, in part due to legislative changes that expanded access to VA-purchased care.
    UNASSIGNED: To understand how insurance coverage and enrollment in VA has changed between 2010 and 2021.
    UNASSIGNED: This cross-sectional study used data from surveys conducted from 2010 to 2021. Participants were respondents across 4 national surveys who reported being a US veteran and reported on health insurance enrollment. Data were analyzed from October 2023 to June 2024.
    UNASSIGNED: Self-reported health insurance coverage, reliance on VA insurance, and self-reported health.
    UNASSIGNED: Among a total of 3 644 614 survey respondents (mean [SE] age, 60 [0.04] years; 91.3% [95% CI, 91.2%-91.5%] male) included, 52.2% (95% CI, 52.0%-52.4%) were out of the labor market and 63.1% (95% CI, 62.9%-63.3%) were married. In 2010, 94% of all veterans and 94% of veterans younger than age 65 years reported having health insurance coverage on the American Community Survey. Insurance enrollment increased over time, and by 2020, 97% of all veterans and 95% of veterans younger than 65 years reported having health insurance coverage on the American Community Survey. Insurance enrollment estimates were similar across the surveys. Approximately one-third of veterans reported being enrolled in VA health coverage. Of those who enrolled in VA insurance, more than 75% had more than 1 form of coverage, with Medicare and private insurance being the most common second insurance sources. VA insurance enrollment was negatively associated with income and health status. Veterans without insurance tended to be unemployed and younger.
    UNASSIGNED: This study of veterans who responded to 4 national surveys found that veterans enrolled in VA health coverage had high rates of dual coverage. Further legislative efforts to increase access without recognizing the high rates of dual coverage may yield unintended consequences, such payer shifting.
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  • 文章类型: Journal Article
    通过将医疗保险扩展到美国数百万人,患者保护和平价医疗法案(ACA)可能具有重要的健康,经济,以及对刑事法律参与人群的社会福利影响-发病率和死亡率过高的人群。
    为评估ACA的任何规定与5种结果的关联的研究,包括保险覆盖率,获得护理,健康结果,护理费用,以及涉及刑事法律的人的社会福利结果。
    文献检索包括PubMed的结果,CINAHL完成,APAPsycinfo,Embase,社会科学数据库,和WebofScience,并进行了包括从2014年1月1日至2023年12月31日的文章。只包括原始的实证研究,但对研究设计没有限制。
    在最初确定为潜在纳入的3538项研究中,最终样本包括19项研究.这19项研究在刑事法律参与的定义和分析单位方面存在很大差异。这些研究在研究设计方面也有所不同,但纳入的10项研究采用了差异差异法.关于结果,在19项研究中确定了100项独特的结果,在文献检索之前确定的所有5个结局类别中至少有一个。健康保险覆盖范围和获得护理是最常见的研究结果。其他3个结果类别的结果是混合的,可能是由于种群定义的异质性,干预措施,以及将监禁数据与健康相关数据联系起来的个人级别数据集的可用性受到限制。
    在此范围审查中,在涉及刑事法律的人群中,ACA与保险覆盖率的增加和累犯率的降低有关.需要进行未来的研究和数据收集,以更全面地了解与ACA和其他健康保险政策相关的刑事法律参与人群的健康和非健康结果,以及这些关系的潜在机制。
    UNASSIGNED: By expanding health insurance to millions of people in the US, the Patient Protection and Affordable Care Act (ACA) may have important health, economic, and social welfare implications for people with criminal legal involvement-a population with disproportionately high morbidity and mortality rates.
    UNASSIGNED: To scope the literature for studies assessing the association of any provision of the ACA with 5 types of outcomes, including insurance coverage rates, access to care, health outcomes, costs of care, and social welfare outcomes among people with criminal legal involvement.
    UNASSIGNED: The literature search included results from PubMed, CINAHL Complete, APA Psycinfo, Embase, Social Science Database, and Web of Science and was conducted to include articles from January 1, 2014, through December 31, 2023. Only original empirical studies were included, but there were no restrictions on study design.
    UNASSIGNED: Of the 3538 studies initially identified for potential inclusion, the final sample included 19 studies. These 19 studies differed substantially in their definition of criminal legal involvement and units of analysis. The studies also varied with respect to study design, but difference-in-differences methods were used in 10 of the included studies. With respect to outcomes, 100 unique outcomes were identified across the 19 studies, with at least 1 in all 5 outcome categories determined prior to the literature search. Health insurance coverage and access to care were the most frequently studied outcomes. Results for the other 3 outcome categories were mixed, potentially due to heterogeneous definitions of populations, interventions, and outcomes and to limitations in the availability of individual-level datasets that link incarceration data with health-related data.
    UNASSIGNED: In this scoping review, the ACA was associated with an increase in insurance coverage and a decrease in recidivism rates among people with criminal legal involvement. Future research and data collection are needed to understand more fully health and nonhealth outcomes among people with criminal legal involvement related to the ACA and other health insurance policies-as well as the mechanisms underlying these relationships.
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