METHODS: The Ghana Living Standards Survey round 7 (GLSS7) is used as the data source while the binary logit regression is employed as the main empirical estimation technique.
RESULTS: The results show that households with financial inclusion (employing an indicator which has not been disaggregated into formal and informal financial inclusion) have a higher likelihood of using improved water sources relative to those without financial inclusion. The results are robust using formal financial inclusion as well as a combined index of financial inclusion.
CONCLUSIONS: Enhancing financial inclusion, especially formal financial inclusion can be utilised as a major policy instrument towards increasing access and use of improved water sources among households in Ghana.
方法:将第7轮加纳生活水平调查(GLSS7)用作数据源,而将二元logit回归用作主要的经验估计技术。
结果:结果表明,与没有金融包容性的家庭相比,具有金融包容性的家庭(采用尚未分解为正式和非正式金融包容性的指标)使用改善的水源的可能性更高。使用正式的金融包容性以及金融包容性的综合指数,结果是稳健的。
结论:加强金融包容性,特别是正式的金融包容性可以用作主要的政策工具,以增加加纳家庭对改善水源的获取和使用。