Insurance, Health, Reimbursement

保险,健康,报销
  • 文章类型: Journal Article
    目的:研究使用准实验设计来评估缩放补偿政策对慢性牙周炎发生率的影响。
    方法:使用来自韩国国家健康保险服务-国家样本队列(n=740,467)和健康筛查队列(n=337,904)的牙周炎相关程序的数量数据,使用中断时间序列分析来比较政策实施前后的效果。具有诊断代码的牙周炎相关程序被分类为基本(缩放或根部平整),中级(龈下刮治)和高级(拔牙,牙周皮瓣手术,骨移植治疗牙槽骨缺损或引导组织再生)。考虑了受试者的人口统计学和合并症。评估了政策实施前后的即时变化和渐进影响的发生率。
    结果:从2013年7月开始实施政策后,观察到总体和基本程序立即增加。最初在中级和高级程序中没有发现重大变化。在两个数据库中都观察到中间程序的斜率降低。先进的程序显示出不同的趋势,国家样本队列没有变化,但健康筛查队列增加了,特别是在有合并症的受试者中。
    结论:在新政策实施之后,中间程序的数量减少,而高级程序的数量增加,尤其是有合并症的患者。这些发现为政策评估提供了宝贵的见解。
    OBJECTIVE: To study the use of a quasi-experimental design to assess the effects of scaling reimbursement policies on the incidence of chronic-periodontitis procedures.
    METHODS: Interrupted time series analysis was used to compare the effects before and after policy implementation using data on the number of periodontitis-related procedures from the Korean National Health Insurance Service-National Sample Cohort (n = 740,467) and the Health Screening Cohort (n = 337,904). Periodontitis-related procedures with diagnosis codes were categorized into basic (scaling or root planing), intermediate (subgingival curettage) and advanced (tooth extraction, periodontal flap surgery, bone grafting for alveolar bone defects or guided tissue regeneration). Subjects\' demographics and comorbidities were considered. The incidence rate of immediate changes and gradual effects before and after policy implementation was assessed.
    RESULTS: Following the policy implementation from July 2013, an immediate increase was observed in total and basic procedures. No significant changes were noted in intermediate and advanced procedures initially. A decrease in the slope of intermediate procedures was observed in both databases. Advanced procedures showed varied trends, with no change in the National Sample Cohort but an increase in the Health Screening Cohort, particularly among subjects with comorbidities.
    CONCLUSIONS: Following the new policy implementation, the number of intermediate procedures decreased while the number of advanced procedures increased, especially among patients with comorbidities. These findings offer valuable insights on policy evaluation.
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  • 文章类型: Journal Article
    数字健康工具的快速增长,包括数字应用,可穿戴设备,传感器,诊断,数字疗法(DTx),和处方DTx,提供治疗患者的新方法,缩小护理差距。付款人需要透明,可信,和有效的流程,使产品从更大的数字健康产品领域中脱颖而出,以获得潜在的报销。
    为了确定协议的领域,分歧,以及付款人确定应评估哪些数字健康产品以进行处方集考虑的理由,并为卫生保健决策者制定数字健康产品的政策和方法制定可推广的标准。
    管理式护理药房学会DTx咨询小组付款人评估小组委员会的专家对药房和治疗委员会是否进行了评估,卫生技术评估小组,或健康计划中的创新中心或药房福利经理应考虑14种假设产品,用于潜在的处方集承保范围。使用4步改进的Delphi方法,专家对付款人以1(强烈不同意)至9(强烈同意)的等级评估每种产品是否合适进行了评估。定量一致性是用回答的时间来评估的,中位数,以及适当性分数的分布。总结了相应的讨论,以确定付款人在开发确定评估哪些数字健康产品的方法时可以考虑的通用标准。
    在14种假设产品中,4达成了付款人应评估产品的定量协议。5个产品存在数量分歧,剩下的是不确定的。付款人最有可能审查一个产品,如果它(1)由美国食品和药物管理局审查,(2)需要处方,(3)打算使用保费美元支付,(4)治疗而不是诊断或监测临床状况,(5)具有较低的临床机会成本,(6)可以解决人口健康指标。
    在确定要评估哪些产品时,数字健康和DTx选项的快速可用性可能会使医疗保健决策者望而生畏。这些可推广的标准可以帮助付款人开发更有效的流程。
    UNASSIGNED: The rapid growth of digital health tools, including digital applications, wearables, sensors, diagnostics, digital therapeutics (DTx), and prescription DTx, offers new ways to treat patients and close gaps in care. Payers need transparent, credible, and efficient processes to differentiate products for potential reimbursement from the larger universe of digital health products.
    UNASSIGNED: To identify areas of agreement, disagreement, and rationale for payers to determine which digital health products should be evaluated for formulary consideration and to develop generalizable criteria for health care decision-makers developing policies and approaches for digital health products.
    UNASSIGNED: Experts from the Academy of Managed Care Pharmacy DTx Advisory Group Payer Evaluation subcommittee rated whether a pharmacy and therapeutics committee, health technology assessment group, or an innovation center within a health plan or pharmacy benefit manager should consider 14 hypothetical products for potential formulary coverage. Using a 4-step modified Delphi approach, experts rated whether it was appropriate for a payer to evaluate each product on a scale of 1 (strongly disagree) to 9 (strongly agree). Quantitative agreement was assessed using terciles of responses, medians, and the distribution of appropriateness scores. The corresponding discussions are summarized to identify generalizable criteria for payers to consider as they develop approaches to determine which digital health products to evaluate.
    UNASSIGNED: Among the 14 hypothetical products, 4 achieved quantitative agreement that payers should evaluate the product. 5 products had quantitative disagreement, and the remaining were indeterminant. Payers were most likely to review a product if it (1) was reviewed by the US Food and Drug Administration, (2) required a prescription, (3) was intended to be paid for using premium dollars, (4) treated rather than diagnosed or monitored a clinical condition, (5) had a low clinical opportunity cost, and (6) could address population health metrics.
    UNASSIGNED: The rapid availability of digital health and DTx options can be daunting for health care decision-makers when determining which products to evaluate. These generalizable criteria can help payers develop a more efficient process.
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  • 文章类型: Journal Article
    本JAMA论坛讨论了个人保险健康报销安排的各个方面及其在过去几年中的扩大使用。
    This JAMA Forum discusses aspects of individual coverage health reimbursement arrangements and their expanded use over the last few years.
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  • 文章类型: Journal Article
    在过去的十年中,随着外科病例越来越多地从住院病人转移到门诊手术环境,基于办公室的实验室(OBL)行业激增。包括OBL,门诊手术中心和输液中心。尽管许多医生和患者更喜欢在OBL环境中提供和接受护理,因为它提供了高质量的护理,更低的成本和方便的替代在医院接受治疗,尽管如此,OBL行业仍在各种战线上受到攻击。随着时间的推移,政府和商业付款人对OBL程序的报销大幅下降,有一些诉讼,政府调查和新闻报道对OBL中提供的护理至关重要。这些问题给这个年轻但不断发展的行业带来了阻力。因此,对于有兴趣开发OBL的医生和投资者来说,重要的是要意识到适用于OBL的法律法规的复杂景观。本文概述了关键的法律,corporate,tax,运营商在开设OBL之前要注意的财务和结构方面的考虑。
    The office-based laboratory (OBL) industry has proliferated over the past decade as surgical cases have increasingly migrated from inpatient to outpatient surgical settings, including OBLs, ambulatory surgery centers and infusion centers. Although many physicians and patients prefer to provide and receive care in an OBL setting because it provides a high quality, lower cost and convenient alternative to receiving care in a hospital, the OBL industry is nonetheless under attack on a variety of fronts. Governmental and commercial payor reimbursement for OBL procedures has declined substantially over time, and there have been lawsuits, governmental investigations and news articles that have been critical of care provided in OBLs. These issues have generated headwinds for this young but growing industry. It is therefore important for physicians and investors alike interested in developing an OBL to be aware of the complex landscape of laws and regulations that apply to OBLs. This article provides an overview of key legal, corporate, tax, financial and structural considerations for operators to be aware of before opening an OBL.
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  • 文章类型: Journal Article
    目的:对关节镜肩袖修复(RCR)患者的年度自付支出相对于总医疗保健利用(THU)报销进行分类和趋势,并通过按保险类型和手术设置进行分析,以细粒度的方式比较患者自付支出(POPE)的驱动因素。
    方法:从IBMMarketScan数据库中确定了2013年至2018年在美国接受门诊关节镜RCR的患者。主要结果变量是总POPE和THU报销,计算了9个月围手术期的所有索赔。分析了结果变量随时间的趋势以及保险类型之间的差异。进行多变量分析以调查POPE的驱动因素。
    结果:共有52,330例关节镜下RCR患者被确认。2013年至2018年,POPE中位数增长了47.5%(917美元至1353美元),和中位数THU增长9.3%(11,964美元至13,076美元)。具有高免赔额保险计划的患者向他们的THU支付了1,910美元,比首选提供者计划的患者多52.5%($1,253,P=.001),比管理式护理计划的患者多280.5%($502,P=.001)。POPE的所有成分在研究期间都有所增加,观察到的最大增加是立即手术的POPE(P=.001)。在多变量分析中,网络外设施,网络外的外科医生,和高免赔额保险最显著提高POPE。
    结论:POPE用于关节镜RCR在研究期间以高于THU的速率增加,证明患者支付的RCR费用比例越来越高。这种增加的很大一部分来自立即程序的增加POPE。网络外设施状态比网络外外科医生状态增加了3倍,未来的成本优化战略应特别侧重于特定于设施的报销。最后,门诊手术中心(ASC)显着减少POPE,因此,在ASCs上进行关节镜RCR有利于成本最小化。
    结论:这项研究强调,尽管付款人增加了对RCR的报销,患者自付支出以更高的速度增长。此外,这项研究阐明了RCR患者自付费用的趋势和驱动因素,为制定RCR患者的成本优化策略和咨询提供证据。
    OBJECTIVE: To categorize and trend annual out-of-pocket expenditures for arthroscopic rotator cuff repair (RCR) patients relative to total healthcare utilization (THU) reimbursement and compare drivers of patient out-of-pocket expenditures (POPE) in a granular fashion via analyses by insurance type and surgical setting.
    METHODS: Patients who underwent outpatient arthroscopic RCR in the United States from 2013 to 2018 were identified from the IBM MarketScan Database. Primary outcome variables were total POPE and THU reimbursement, which were calculated for all claims in the 9-month perioperative period. Trends in outcome variables over time and differences across insurance types were analyzed. Multivariable analysis was performed to investigate drivers of POPE.
    RESULTS: A total of 52,330 arthroscopic RCR patients were identified. Between 2013 and 2018, median POPE increased by 47.5% ($917 to $1,353), and median THU increased by 9.3% ($11,964 to $13,076). Patients with high deductible insurance plans paid $1,910 toward their THU, 52.5% more than patients with preferred provider plans ($1,253, P = .001) and 280.5% more than patients with managed care plans ($502, P = .001). All components of POPE increased over the study period, with the largest observed increase being POPE for the immediate procedure (P = .001). On multivariable analysis, out-of-network facility, out-of-network surgeon, and high-deductible insurance most significantly increased POPE.
    CONCLUSIONS: POPE for arthroscopic RCR increased at a higher rate than THU over the study period, demonstrating that patients are paying an increasing proportion of RCR costs. A large percentage of this increase comes from increasing POPE for the immediate procedure. Out-of-network facility status increased POPE 3 times more than out-of-network surgeon status, and future cost-optimization strategies should focus on facility-specific reimbursements in particular. Last, ambulatory surgery centers (ASCs) significantly reduced POPE, so performing arthroscopic RCRs at ASCs is beneficial to cost-minimization efforts.
    CONCLUSIONS: This study highlights that although payers have increased reimbursement for RCR, patient out-of-pocket expenditures have increased at a much higher rate. Furthermore, this study elucidates trends in and drivers of patient out-of-pocket payments for RCR, providing evidence for development of cost-optimization strategies and counseling of patients undergoing RCR.
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  • 文章类型: Journal Article
    患者对医生报销的看法通常与实际报销不同。这项研究旨在提高医疗保健成本的透明度和患者之间的信任,医师,和医疗保健系统,通过评估患者对人工尿道括约肌(AUS)放置的医疗保险报销的看法。
    我们确定了2014年至2023年在单一机构接受AUS安置的患者。在获得知情同意后,我们进行了一项电话调查,询问患者对Medicare对AUS手术报销的看法,以及他们认为医生应该得到补偿的金额.
    64名患者被纳入并完成了调查。平均而言,患者估计Medicare医生的报销额为18,920美元,是实际平均程序报销额的25倍。一旦被告知实际金额为757.52美元,97%的受访者认为报销比他们认为公平的“略低”(13%)或“低得多”(84%)。患者认为应向医生支付的平均金额为8,844美元,是实际平均程序报销的12倍。54%的患者估计他们的医生报销比他们后来报告的“公平”要高,代表了一种预先调查的信念,即他们的医生工资过高。
    患者对AUS医生报销的看法与实际支付的金额大不相同。患者感知与实际报销之间的不一致可能会影响患者如何看待医疗保健费用以及与提供者的关系。
    UNASSIGNED: Patient perceptions of physician reimbursement commonly differ from actual reimbursement. This study aims to improve health care cost transparency and trust between patients, physicians, and the health care system by evaluating patient perceptions of Medicare reimbursement for artificial urinary sphincter (AUS) placement.
    UNASSIGNED: We identified patients who underwent AUS placement at a single institution from 2014 to 2023. After obtaining informed consent, we administered a telephone survey to ask patients about their perceptions of Medicare reimbursement for AUS surgery and the amount they felt the physician should be compensated.
    UNASSIGNED: Sixty-four patients were enrolled and completed the survey. On average, patients estimated Medicare physician reimbursement to be $18,920, 25 times the actual average procedure reimbursement. Once informed that the actual amount was $757.52, 97% of respondents felt that the reimbursement was \"somewhat lower\" (13%) or \"much lower\" (84%) than what they considered fair. The average amount that patients felt the physician should be paid was $8,844, 12 times the actual average procedure reimbursement. Fifty-four percent of patients estimated their physician\'s reimbursement to be higher than what they later reported as being \"fair,\" representing a presurvey belief that their physician was overpaid.
    UNASSIGNED: Patient perceptions of physician reimbursement for AUS are vastly different than the actual amount paid. The discordance between patient perception and actual reimbursement could impact how patients view health care costs and the relationship with their provider.
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    文章类型: Journal Article
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  • 文章类型: Editorial
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  • 文章类型: Journal Article
    中国社会医疗保险报销政策的最新变化影响了苯丙酮尿症(PKU)患者特殊食品的经济负担。然而,这一政策变化是否与他们的血液苯丙氨酸(PHE)浓度相关尚不清楚.
    研究PKU患者的报销政策与血液PHE浓度之间的关系。
    这项队列研究测量了2018年1月至2021年12月中国4个新生儿筛查中心167名PKU患者的血液PHE浓度。2019年取消了2个中心PKU患者特殊食品的报销政策,并从2020年起恢复。相比之下,其他两个中心一致执行该政策。对2023年9月10日至12月6日的数据进行了分析。
    实施和取消PKU患者特殊食品的报销政策。
    从2018年到2021年定期测量血液PHE浓度。使用单侧Z检验来比较不同年份之间的血液PHE浓度的平均值。
    在167例PKU患者中(平均[SD]年龄,84.4[48.3]个月;87名男性[52.1%]),从2018年至2021年,共收集了4285次血液PHE浓度测量值.对于2019年取消报销政策的中心患者,2019年血液PHE浓度的平均值(SD)为5.95(5.73)mg/dL,显著高于2018年的4.84(4.11)mg/dL(P<0.001),2020年为5.06(5.21)mg/dL(P=0.006),2021年为4.77(4.04)mg/dL(P<.001)。同样,对于2019年取消政策的其他中心的患者,2019年血液PHE浓度的平均值(SD)为5.95(3.43)mg/dL,2018年显著高于5.34(3.45)mg/dL(P=0.03),2020年5.13(3.15)mg/dL(P=0.003),2021年为5.39(3.46)mg/dL(P=0.03)。相反,在一贯实施该政策的2个中心的患者中,任何年份之间均未观察到显著差异.
    在这项来自多个中心的PKU患者的队列研究中,特殊食品报销政策的实施与控制血液PHE浓度相关.PKU患者特殊食品支出应纳入长期社会医疗保险报销范围。
    UNASSIGNED: Recent changes in China\'s social medical insurance reimbursement policy have impacted the financial burden of patients with phenylketonuria (PKU) for special foods. However, whether this policy change is associated with their blood phenylalanine (PHE) concentration is unclear.
    UNASSIGNED: To investigate the association between the reimbursement policy and blood PHE concentration in patients with PKU.
    UNASSIGNED: This cohort study measured the blood PHE concentrations of 167 patients with PKU across 4 newborn screening centers in China from January 2018 to December 2021. The reimbursement policy for special foods for patients with PKU at 2 centers was canceled in 2019 and restored from 2020 onwards. In contrast, the other 2 centers consistently implemented the policy. Data were analyzed from September 10 to December 6, 2023.
    UNASSIGNED: The implementation and cancelation of the reimbursement policy for special foods of patients with PKU.
    UNASSIGNED: The blood PHE concentration was regularly measured from 2018 to 2021. A 1-sided Z test was used to compare the mean of the blood PHE concentration between different years.
    UNASSIGNED: Among 167 patients with PKU (mean [SD] age, 84.4 [48.3] months; 87 males [52.1%]), a total of 4285 measurements of their blood PHE concentration were collected from 2018 to 2021. For patients at the center that canceled the reimbursement policy in 2019, the mean (SD) of the blood PHE concentrations in 2019 was 5.95 (5.73) mg/dL, significantly higher than 4.84 (4.11) mg/dL in 2018 (P < .001), 5.06 (5.21) mg/dL in 2020 (P = .006), and 4.77 (4.04) mg/dL in 2021 (P < .001). Similarly, for patients at the other center that canceled the policy in 2019, the mean (SD) of the blood PHE concentrations in 2019 was 5.95 (3.43) mg/dL, significantly higher than 5.34 (3.45) mg/dL in 2018 (P = .03), 5.13 (3.15) mg/dL in 2020 (P = .003), and 5.39 (3.46) mg/dL in 2021 (P = .03). On the contrary, no significant difference was observed between any of the years for patients at the 2 centers that consistently implemented the policy.
    UNASSIGNED: In this cohort study of patients with PKU from multiple centers, the implementation of the reimbursement policy for special foods was associated with controlling the blood PHE concentration. Special foods expenditure for patients with PKU should be included in the scope of long-term social medical insurance reimbursement.
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  • 文章类型: Journal Article
    背景:日益先进和昂贵的新医疗技术的可用性给公共资助的医疗保健系统带来了相当大的压力。决定不或不再从公共资金中偿还健康技术可能变得不可避免。尽管如此,政策制定者经常被迫修改或撤销负面的报销决定,因为公众通常会在这些决定之后产生分歧。在媒体上发布个别患者的照片可能会加剧公众的分歧。我们的目的是评估描绘受负面报销决定影响的患者对公众不同意该决定的影响。
    方法:我们在荷兰的一个具有代表性的公众样本(n=1008)中进行了一项离散选择实验,并评估了受访者“不同意政策制定者”决定不为两个患者组之一报销新药的可能性。我们为一个患者组提供了受决定影响的患者之一的图片,而另一组则为“无图片”。根据患者年龄对这些组进行描述,治疗前与健康相关的生活质量(HRQOL)和预期寿命(LE),以及HRQOL和LE从治疗中获得的收益。我们应用随机截距logit回归模型来分析数据。
    结果:我们的结果表明,当患者的照片出现时,受访者更有可能不同意否定的报销决定。与其他实证研究的结果一致,当患者相对年轻时,受访者也更有可能不同意这一决定,治疗前HRQOL和LE水平较高,和治疗带来的大量LE收益。
    结论:这项研究为描绘个体的效果提供了证据,受影响的患者在公众对医疗保健中的负面报销决定持不同意见。政策制定者最好意识到这种影响,以便他们能够预测这种影响并实施政策来减轻相关风险。
    BACKGROUND: The availability of increasingly advanced and expensive new health technologies puts considerable pressure on publicly financed healthcare systems. Decisions to not-or no longer-reimburse a health technology from public funding may become inevitable. Nonetheless, policymakers are often pressured to amend or revoke negative reimbursement decisions due to the public disagreement that typically follows such decisions. Public disagreement may be reinforced by the publication of pictures of individual patients in the media. Our aim was to assess the effect of depicting a patient affected by a negative reimbursement decision on public disagreement with the decision.
    METHODS: We conducted a discrete choice experiment in a representative sample of the public (n = 1008) in the Netherlands and assessed the likelihood of respondents\' disagreement with policymakers\' decision to not reimburse a new pharmaceutical for one of two patient groups. We presented a picture of one of the patients affected by the decision for one patient group and \"no picture available\" for the other group. The groups were described on the basis of patients\' age, health-related quality of life (HRQOL) and life expectancy (LE) before treatment, and HRQOL and LE gains from treatment. We applied random-intercept logit regression models to analyze the data.
    RESULTS: Our results indicate that respondents were more likely to disagree with the negative reimbursement decision when a picture of an affected patient was presented. Consistent with findings from other empirical studies, respondents were also more likely to disagree with the decision when patients were relatively young, had high levels of HRQOL and LE before treatment, and large LE gains from treatment.
    CONCLUSIONS: This study provides evidence for the effect of depicting individual, affected patients on public disagreement with negative reimbursement decisions in healthcare. Policymakers would do well to be aware of this effect so that they can anticipate it and implement policies to mitigate associated risks.
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