Abstract：
The life insurance industry is transitioning towards precision underwriting driven by increased data availability and access to advanced analytical tools. Effectively utilizing diverse data sources in life insurance underwriting presents an opportunity for medical directors to fully leverage their skillset in this evolving environment. By navigating these changes, balancing the value of data against its limitations, and fostering collaborative approaches to enhance risk assessment and underwriting processes, medical directors can maintain a pivotal role in the life insurance companies of tomorrow.
摘要：
在数据可用性增加和对高级分析工具的访问的推动下，人寿保险行业正在向精确承保过渡。在人寿保险承保中有效利用各种数据源为医疗主管提供了在这种不断发展的环境中充分利用其技能的机会。通过导航这些变化，平衡数据的价值和局限性，并促进协作方法，以加强风险评估和承保流程，医疗主管可以在未来的人寿保险公司中保持举足轻重的作用。
