PDF(Pubmed)
Abstract：
An important way to reduce urban-rural disparity lies in encouraging migrant workers to return to their hometowns for entrepreneurship. This paper examines the effect of the Integrated Medical Insurance System on the return-to-hometown entrepreneurship among migrant workers. Using microdata from the China Household Finance Survey (CHFS) spanning from 2013 to 2019, we find that the Integrated Medical Insurance System (IMIS) significantly increases the likelihood of migrant workers returning to their hometowns for entrepreneurship by 0.44%. This result remains stable after a series of robustness checks. Heterogeneity results indicate that this \"pullback effect\" is more pronounced for those who are male and with lower educational levels, higher income, larger social networks, and lower risk preferences. Finally, the interaction between the Mass Entrepreneurship and Innovation policy (MEI) and IMIS can create a more significant combined effect in promoting the return of migrant workers to their hometowns for entrepreneurial activities.
摘要：
缩小城乡差距的重要途径在于鼓励农民工返乡创业。本文研究了综合医疗保险制度对农民工返乡创业的影响。使用2013年至2019年中国家庭金融调查（CHFS）的微观数据，我们发现综合医疗保险系统（IMIS）使农民工返乡创业的可能性显着提高了0.44％。在一系列鲁棒性检查之后,该结果保持稳定。异质性结果表明，对于男性和受教育程度较低的人来说，这种“回调效应”更为明显。更高的收入，更大的社交网络，和较低的风险偏好。最后,大众创业与创新政策（MEI）和IMIS之间的相互作用可以在促进农民工返乡创业活动方面产生更显著的综合效应。
