Abstract：
Telematics technology and its implementation in auto insurance have received great interest due to their potential to transform the insurance sector and promote safer driving practices. By implementing telematics technology, insurers may tailor insurance premiums to individual drivers, taking into account their real driving habits and performance, ultimately leading to improved road safety, cost savings, and an empowered driving community. The current study, through bibliometric analysis, carefully identifies and evaluates the existing body of scholarly literature on this subject for the last 21 years, including journal articles, conference papers, and related publications. The analysis uncovers key research studies, influential authors, top publication outlets, top countries with collaborations, and prolific research fields, providing useful insights into the evolution and growth of telematics-based insurance research. Furthermore, thematic mapping, cluster analysis, and critical analysis of top recent studies aided in identifying key research clusters and themes, as well as potential gaps and areas for further exploration, guiding future researchers and policymakers in advancing this transformative technology.
摘要：
远程信息处理技术及其在汽车保险中的实施受到了极大的兴趣，因为它们有可能改变保险业并促进更安全的驾驶实践。通过实施远程信息处理技术，保险公司可以为个人司机量身定制保险费，考虑到他们真实的驾驶习惯和表现，最终改善道路安全，节省成本,和一个被授权的驾驶社区。目前的研究,通过文献计量分析，仔细识别和评估过去21年来关于这一主题的现有学术文献体系，包括期刊文章，会议文件,和相关出版物。分析揭示了关键的研究，有影响力的作家,顶级出版物，有合作的顶级国家，和丰富的研究领域，为基于远程信息处理的保险研究的演变和增长提供有用的见解。此外，专题制图,聚类分析,以及对最新研究的批判性分析，有助于确定关键的研究集群和主题，以及进一步探索的潜在差距和领域，指导未来的研究人员和政策制定者推进这一变革性技术。
