PDF(Pubmed)
Abstract：
Sustainability is now a priority issue that governments, businesses and society in general must address in the short term. In their role as major global institutional investors and risk managers, insurance companies and pension funds are strategic players in building socio-economic and sustainable development. To gain a comprehensive understanding of the current state of action and research on environmental, social and governance (ESG) factors in the insurance and pension sectors, we conduct a systematic literature review. We rely on the PRISMA protocol and analyze 1 731 academic publications available in the Web of Science database up to the year 2022 and refer to 23 studies outside of scientific research retrieved from the websites of key international and European organizations. To study the corpus of literature, we introduce a classification framework along the insurance value chain including external stakeholders. The main findings reveal that risk, underwriting and investment management are the most researched areas among the nine categories considered in our framework, while claims management and sales tend to be neglected. Regarding ESG factors, climate change, as part of the environmental factor, has received the most attention in the literature. After reviewing the literature, we summarize the main sustainability issues and potential related actions. Given the current nature of the sustainability challenges for the insurance sector, this literature review is relevant to academics and practitioners alike.
摘要：
可持续性现在是政府的一个优先问题，企业和整个社会必须在短期内解决。作为主要的全球机构投资者和风险管理者，保险公司和养老基金是建设社会经济和可持续发展的战略角色。为了全面了解环境的行动和研究现状，保险和养老金部门的社会和治理(ESG)因素，我们进行了系统的文献综述。我们依赖于PRISMA协议，并分析了截至2022年WebofScience数据库中的1.731篇学术出版物，并引用了从主要国际和欧洲组织网站检索的23项科学研究之外的研究。为了研究文献的语料库，我们在保险价值链中引入了一个分类框架，包括外部利益相关者。主要研究结果表明，风险，承销和投资管理是我们框架中考虑的九个类别中研究最多的领域，而索赔管理和销售往往被忽视。关于ESG因素，气候变化,作为环境因素的一部分，在文献中受到了最多的关注。在回顾了文献之后，我们总结了主要的可持续性问题和潜在的相关行动。鉴于保险业可持续性挑战的当前性质，这篇文献综述与学术界和实践者都有关系。
