PDF(Pubmed)
Abstract：
Intimate Partner Violence (IPV) is a global social problem that includes using coercive control strategies, including financial abuse, to manage and entrap an intimate partner. Financial abuse restricts or removes another person\'s access to financial resources and their participation in financial decisions, forcing their financial dependence, or alternatively exploits their money and economic resources for the abuser\'s gain. Banks have some stake in the prevention of and response to IPV, given their unique role in household finances and growing recognition an equitable society is one inclusive of consumers with vulnerabilities. Institutional practices may unwittingly enable abusive partners\' financial control as seemingly benign regulatory policy and tools of household money management exacerbate unequal power dynamics. To date, business ethicists have tended to take a broader view of banker professional responsibility, especially post-Global Financial Crisis. Little scholarship examines if, when and how a bank should respond to societal issues, such as IPV, traditionally outside their \'remit\' of banking services. I extend existing understandings of \'systemic harm\' to conceptualise the bank\'s role in addressing economic harm in the context of IPV, viewing IPV and financial abuse through a consumer vulnerability lens to translate theory into practice. Two in-depth stories of financial abuse further illustrate the active role banks can and should take in combating financial abuse.
摘要：
亲密伴侣暴力（IPV）是一个全球性的社会问题，包括使用强制控制策略，包括财务滥用，管理和诱捕亲密的伴侣。财务滥用限制或剥夺他人获取财务资源及其参与财务决策的权利,迫使他们依赖金融，或者利用他们的金钱和经济资源来获取施虐者的利益。银行在预防和应对IPV方面有一些利害关系，鉴于它们在家庭财务中的独特作用和日益得到的认可，一个公平的社会是一个包容有弱势群体的消费者的社会。由于看似良性的监管政策和家庭资金管理工具加剧了不平等的权力动态，因此制度实践可能会无意中使滥用合作伙伴的财务控制成为可能。迄今为止,商业伦理学家倾向于更广泛地看待银行家的职业责任，尤其是后全球金融危机。小奖学金检查，银行何时以及如何应对社会问题，例如IPV，传统上不在他们的“汇款”银行服务范围内。我扩展了对“系统性损害”的现有理解，以概念化银行在IPV背景下解决经济损害的作用，通过消费者脆弱性的视角来看待IPV和财务滥用，将理论转化为实践。关于金融滥用的两个深入故事进一步说明了银行可以而且应该在打击金融滥用方面发挥的积极作用。
